The image shows a smartphone screen displaying an application interface with various icons and text. The app appears to be related to banking or financial services, as indicated by the presence of icons such as a credit card, a bank account, and a currency symbol. The interface includes a red banner with white text that reads "Tết Thẻ", which translates to "New Year Card" in English. Below this banner, there is a section with a red background and white text that reads "Tết Thẻ" again, followed by more text in Vietnamese. The bottom part of the screen shows a hand holding a smartphone, suggesting that the image might be from a news report or a video. The overall setting seems to be indoors, possibly during a festive event or celebration.