Pretty nasty one.\n\nSince neither are charity organizations, it depends on how good an economist you are when you sign up to get loands from them.\nIMF loan politics led to some pretty bad humanitarian disasters in poor countries since it tried to impose economic measure which led to continued starvation and deprivation of common utilities (eg they tried to conduct privatization of water supplies which led to high prices so that the population couldn't afford water).\nWTO basically improves trade profits for member countries and ruins non-members.