Consider renting the rooms.  Charge $400 each for a total of $1,200.  Each person would need at least $200 deposit.  Do not spend the money, but it in a savings account.  You most likely will refund when they move out.\n\nRent $1200 minus her mortgage is $880, minus (HOA, Sewer and Water) $170 and she will only end up with $150.00.  The $150 and deposit will be used to fix any damages to her home.