금융위는 소비자에게 새 금융서비스를 적시 제공하고, 금융사의 상품개발 자율성을 확대하기 위해 이같은 입법이 이뤄졌다고 설명했다.
The Financial Services Commission explained that the legislation was made to provide new financial services to consumers in a timely manner and expand financial firms' autonomy in product development.