피고인은 소지하고 있던 신용카드가 결제대금 한도초과로 더 이상 신용구매를 할 수 없어 타인으로부터 물품을 구매하더라도 그 대금을 지급할 의사나 능력이 없었다.
The Defendant was no longer able to make credit purchases because his credit card exceeded the limit of payment, so he had no intention or ability to pay for the purchases even if he purchased goods that were purchased from others.