경찰의 설명을 종합하면, 사기범들이 금융기관·수사기관 등을 사칭해 “대출·수사절차 진행 등을 위해 관련 앱을 설치해야 한다"며 휴대전화에 앱 설치를 유도한다.
To summarize the explanation of the police, scammers impersonate financial institutions and investigative agencies, etc., and induce people to install the app on their mobile phones stating, “The related app must be installed to proceed with loan and investigation procedures."