일반적인 원리금 균등 상환 상품인 '표준형' 외에도 할부금을 유예했다가 만기 시 한꺼번에 상환하는 '유예형', 잔가를 보장해 주는 '잔가보장형' 등 종류가 여러 가지다.
In addition to the "standard type," which is a general equal repayment product of principal and interest, there are many other types, such as "deferred type," which suspends installment payments and repays them all at once at maturity, and "balance guarantee type," which guarantees the balance.