분석요인별로 살펴보면, 거시경제변수 중 실질GDP성장률은 하락요인으로 인플레이션율과 대출이자율은 상승요인으로 분석되었다.
Looking at each analysis factor, among the macroeconomic variables, real GDP growth rate was analyzed as a cause of decline, and inflation rate and loan interest rate as a cause of ascent.