소외 3이 할부금을 납부하지 않음에 따라 원고가 1996. 11. 22. 피고에게 보험금으로 11,629,722원을 지급하였다.
As Nonparty 3 did not pay the installment payment, the Plaintiff paid the Defendant KRW 11,629,722 as insurance money to Defendant on November 22, 1996.