분석 결과 정책금리의 인상에 대해서는 수신금리보다 여신금리가 더 반응하고 인하에 대해서는 반대로 나타났다.
As a result of the analysis, it was found that the loan rate was more responsive to the policy rate increase than the received rate, and the opposite is true when it comes to the cut.