미성년자, 범죄자 등의 악용 소지가 있다는 판단하에 가상계좌를 금지하고, 실명으로 개설하는 계좌만 가능한 것으로 하였다.
It was decided that virtual accounts were prohibited, and only accounts opened with real names were possible, as it was judged that there was a potential for abuse by minors and criminals.