방카슈랑스 의존도(방카슈랑스 초회보험료/전체 초회보험료)에 따른 비용 효율성 변화에 대한 분석도 실시하였다.
An analysis was also conducted on the change in cost-efficiency according to the dependence of bancassurance (bancassurance initial insurance premium/total initial insurance premium).