이를 위해 은행만 존재하는 경제와 P2P 대출중개 플랫폼도 존재하는 경제의 대출시장균형을 도출하고 비교하였다.
To this end, the balance of the loan market was derived and compared between an economy with only banks and an economy also with a P2P loan brokerage platform.