또 소비지출이 가장 많은 40∼50대에 보장이 집중되는 대신 60세 이후에는 보험금이 축소되는 보험금 체감 방식도 적용됐다.
In addition, while guarantees were concentrated in those in their 40s and 50s, who showed the highest consumption, insurance benefits were reduced in the case of those who were over 60.