mortgage interest rates, current mortgage interest rates, mortgage payments, monthly payment, mortgage, mortgages, rates - main page chat
Rap Dinle Rap Star Rap İndir main page chat
SABİTTELEFONU BEDAVAARAYINsabit telefonu pc üzerinden bedava aramak istermisiniz sistemden cok fazla konusamıyorsunuz ama siz genede deneyin üyelik alıyorsunuz. once kendi numaranızı sonra hedef numarayı yazıyorsunuz. sistem once sizi sonra hedef numarayı arıyor ve konusuyorsunuz. su an icin bedava programımız bu gayet güzel calısmaktadır. sistemin mantıgı aynı. bir program kuruyorlar bedava sunumla reklam yapıyorlar. sonra paralıya cevirip yeni bir programı tekrar sunuyorlar. onuda bir süre bedava sunuyorlar onunda reklamını yapıyorlar. yani anlayacagınız yakında yeni program sitenizde olacak.:) SIZLERE EN YENI TELEFON PROGRAMIMIZ OLAN VOIPRAIDER ILE TANISTIRALIMMI DIYE DÜŞÜNDÜK TAŞINDIK VE KARAR VERDİK SİZLERİ TELEKOMA MAHKUM BIRAKMAYACAGIZ DEDIK VE DEDIGIMIZI YAPMAYA DEVAM EDİYORUZ. EV TELEFONUNU SITENIZ www.bedavalar.tr.gg SITEMIZ SAYESINDE AYLARDIR KULLANMIYORSUNUZ SIZLER ICIN INTERNETTE ARAMALARIMIZI SURDURDÜK VE YENI BEDAVA PROGRAMIMIZI BULDUK NIHAYET. BU SISTEMIN KULLANIMI TAMAMEN BEDAVADIR SIZDEN RICAMIZ BIZ BU BEDAVA HIZMETI SIZLER ICIN ARASTIRIRKEN MILLETIMIZIN TELEKOMUN TEKELINE MAHKUM OLMADIGINI GOSTERMEK ISTIYORUZ. AMA HEDEFLERIMIZE TAM OLARAK ULASAMADIK HEDEFIMIZE ULASABILMEMIZ ICIN BIZLERE DESTEK OLMANIZI BEKLIYORUZ. HERKES KENDISI DOYA DOYA KONUSABILIR AMA BIR BASKA ARKADASIMIZIN DA BU PROGRAMLAR ARACILIGI ILE BEDAVA KONUSABILMESI ICIN ELIMIZDEN GELDIGINCE KITLEYE BU HIZMETI DUYURMALIYIZ. NASIL MI? HERKES MSN LISTESINE YOLLASA YETER KIMSEYE TEK TEK ANLATMANIZI ISTEMIYORUM. DESTEKLERINIZI BEKLIYORUM BURAYA :>> TIKLAYIN KONUSMAYA BASLAYIN :>> ASAGIDAKI KAMERALI SOHBET ODASINI SITENIZE EKLEMEK ISTERMISINIZ ASAGIDA KODLARI DA VAR ALIN EKLEYIN BEDAVA BURADAN KAMERALI SOHBETE GIRIS YAPABILMEK ICIN KAYIT OLMALISINIZ. MISAFIR KULLANICI OLARAKTA KAYIT OLMADAN SOHBET ODAMIZA GIRIS YAPABILIRSINIZ AMA KAMERANIZ AKTIF OLMAYACAKTIR. SOHBET ODASINDA HUZURU BOZUCU MESAJLAR YAZANLAR DIGER ARKADASLARA SAYGISIZLIK YAPANLAR VE REKLAM YAPANLAR IP NUMARASINDAN BANLANACAK OLUP BIR DAHA FARKLI KULLANICI ADI DAHI ALSALAR BU SOHBET ODAMIZA GIRIS YAPAMAYACAKLARDIR LUTFEN SAYGILI OLALIM. kameralı sohbet icin kayıt zorunludur www.bedavalar.tr.gg
Tchat en flash propulsé par en iyi kameralisohbet sitesi www.bedavalar.tr.gg www.html-kodbankasi.tr.gg
Mutual funds and the mortgage mess: Credit Suisse, Eaton Vance, Hartford, Principal, and Schwab
Posted Oct 22nd 2007 7:10PM by Lita Epstein
Filed under: Market matters, Mutual funds, Money and Finance Today, Personal finance
How vulnerable is your mutual fund to the ongoing mortgage meltdown? In this series, BloggingStocks contributor Lita Epstein, author of more than 20 books including Trading for Dummies and The Complete Idiot's Guide to Improving Your Credit Score, digs into mutual funds' holdings looking for securities with exposure to the currently shaky credit markets.
After reviewing funds from Bank of America, JPMorgan, and Fidelity, companies that have been mentioned in some of the SIV bailout stories, I looked to see if other bond mutual funds also had significant exposure to the credit markets tied to this mortgage and asset-backed securities mess. While I can't guarantee that I located all the ones with significant exposure to this mess, here are some key players:
Eaton Vance Low Duration A has the riskiest position by far of all the ones I look at this morning. As of 04/30/07, this fund held 79.93% of its assets in mortgage pass-through securities. More than 75% of its holdings are in bonds rated BB and B. Its yield of 5.5% certainly doesn't justify this risk. If you are holding this fund, you could find a safer bet with similar yields.
As of 9/30/2007, Credit Suisse Short Duration A held 15.43% of its assets in mortgage pass-through securities, 13.86% in collateralized mortgage obligations, and 12.82% in asset-back securities. That's slightly more than 40% of its portfolio in the type of credit markets now showing signs of trouble.
As of 8/31/07, Hartford Short Duration A held 26.72% of its assets in asset-backed securities and 17.83% in collateralized mortgage obligations. That's 44.6% of its portfolio in the risky credit markets. In fact, half of its holdings are in bonds rated below AA. This fund's yield is only 4.38%, which definitely is not worth the higher risk.
As of 6/20/3007, Principal Investors Ultra Short Bond A held 40.05% of its assets in collateralized mortgage obligations, 12.54% in mortgage pass-through securities and 17.14% in asset-backed securities. That's almost 70% of its assets in the types of bonds now part of the credit mess. Almost 40% of those holdings are in bonds rated lower than AA. Yet its yield is just 5.04%. For that yield, you definitely don't need to take that much risk.
As of 8/15/07, Schwab YieldPlus Select held 37.15% of its assets in collateralized mortgage obligations and 10.69% in asset-backed securities. Slightly more than half of its assets are in bonds rated below AA. Its yield is 5.56% and it does have a four-star Morningstar rating. If you do want exposure to these types of credit markets, you should take a closer look at this fund. I'm not recommending it, but for investors who want the exposure to this marketplace, this fund offers the best-managed choice.
Lita Epstein is the author of more than 20 books including the Pocket Idiot's Guide to Mutual Fund Investing.
Tags: bank of america, BankOfAmerica, credit suisse, CreditSuisse, eaton vance, EatonVance, fideltiy, hartford, jp morgan, JpMorgan, principal, schwab
Tchat en flash propulsé par TÜRKİYENİN EN İYİ KAMERALISOHBET SİSTEMİ <marquee style="font-weight: bold; font-size: 11pt; width: 490px; font-family: Verdana; height: 20px" direction="right" behavior="alternate"><font color="#ff0000">www.bedavalar.tr.gg </font>www.html-kodbankasi.tr.gg</marquee>