its better to give to someone that asks for help rather than to withhold in skepticism because if you dont give to someone that asks for help and claims a need because you think they are lying but then you find out from god after you get old and die that the person who asked really was telling the truth and really did need the money or help for good reasons , then god will blame you and hold you accountable if you decided not to help someone in need when you could have helped them .