though things always take time to settle down , the wise ancestors were not joking when they said..pehle saal chatti.duje saal khatti..te fer putra teeje saal pendi hai hatti.. ( a punjabi maxim which says that it takes three years to establish a business , first year you eat out of your resources , second year you break even , and only in the third year you start to make surplus ) , he declared rather perspicaciously , imparting his wisdom to the youth .