~~~~ chapter 13 itza finally tracked down charlottes investment dividends , and not surprisingly despite what she had been told her payments originated from an account set up less than a year prior to her receiving her first payment , and it had originally been funded by a certified cheque issued by franklins bank , although his team had been meeting serious difficulties finding out any further information about its origin , until another certified cheque , issued by another bank arrived into the account , giving charlotte regular payments ( and quite a few lump sums ) for many years to come , and itza finally had his first real clues to work on , both cheques were made out by different banks but from the same banking group , and they were for amounts that were fractionally below amounts that would automatically trigger alarms in certain types of accounts .