`` an electricity bill , a cable bill , a cell phone bill , health insurance , life insurance , car insurance , homeowners insurance , visa statement , mastercard statement , discovery card statement , mileage plus card , avis card , mortgage , car payment , truck payment , line of credit , fifty hour work weeks , in-laws , accountants , annual physicals , multivitamins , wellbutrin , advil , a book club , a bible study group , rec center membership , golf club membership , a basketball game every other thursday night , poker at my friend jim 's every other month , four different stops on thanksgiving and christmas , sex twice a week , taxes once a year , waking in the middle of the night every night wondering how to keep everything afloat , and beautiful children who grow up so fast i ca n't even look at them . ''