keeping in line with this peculiar legal loophole he knows all too well , what this means is the first two of these purchases are put into the nebulous flyover pattern , the third incurs its expected overdraft , and as his available balance is in the negative when the other two debit transactions and then his rent check are finally eventually presented ( in his more good humored moments he imagines some court jester retrieving these items from a magical drawer , and respectfully marching in on a red carpet , the items arrayed on a silk pillow as he brings them to a king ) for payment , all three of these items incur overdraft fees as well .