read about how the 100 richest people added $ 12.7 billion to their net worth while lower-than-expected corporate earnings wiped out gains for average investor at bloomberg.com/news/2012-10-19/world-s-richest-gain-12-7-billion-as-google-shares-drop.html enjoy metric performing gold guns girls live in montreal in 2012 at youtube.com/watch ? v=lwr3vwpoal8 chapter 23 .