[header] How to change wage garnishment [title] Review the garnishment notice. [step] The notice you received about the garnishment should contain contact information for the creditor who took out the garnishment. [substeps] Make a note as well of any deadlines included on the notice. 
You may have a limited time to contact the creditor before the garnishment begins. Typically you'll have more ability to work out a deal with the creditor if you can get ahold of them before the garnishment begins.