[header] How to split your income tax refund into different accounts [title] Determine the amount of your total refund. [step] The amount of your refund will appear on different lines depending on which form you used to file your taxes. [title] Decide which bank accounts you want your irs refund deposited into. 
[step] The refund can be split and deposited into as many as 3 different banks or different accounts in the same bank. A portion can also be used to purchase government bonds.