[header] How to check your credit card balance [title] Get online if possible. [step] If you have access to the internet, your very best option is accessing your balance online. Most credit card issuers offer an online banking or bill pay service that allows you to not only view your balance but also initiate balance transfers or pay your credit card bill online. 
This can be done either through a computer or a smartphone. [title] Go to your credit card provider's website or open the provider's app on your smart phone.