[header] How to resolve disputes without litigation [title] Propose negotiation. [step] Instead of going through a lengthy trial, you can try to resolve the dispute yourself by negotiating with the other party. Negotiation frequently occurs when an insurance company is involved in a lawsuit, but you can use negotiation to settle almost any dispute. 
By negotiating a settlement, you and the other party can also avoid the unpredictability of trial. [substeps] You can propose negotiation by calling up the other party and asking if they would be willing to try and negotiate a resolution to the dispute.