[header] How to recover from bankruptcy [title] Perform a financial self-evaluation. [step] Ask yourself what led to you having to file for bankruptcy. While there may be a number of variables involved, you likely also formed some poor spending or borrowing habits. 
It's important that you identify these issues and take responsibility for poor choices you've made in order to ensure you don't repeat them. [substeps] Make a list of two or three things you think led to you having to file for bankruptcy and commit yourself to not repeating those same mistakes.