[header] How to get a bank account [title] Choose a banking institution. [step] Perhaps the most important step in opening an account is deciding which bank to do business with. Compare several banks in your area using criteria that are important to you, such as the branch hours and the availability of atms. 
Generally, large national banks have the advantage of being available even if you travel or move, while small local banks tend to pride themselves on better service. [substeps] You can also open an account with a credit union instead of a bank.