[header] How to avoid being charged overdraft fees [title] Select an overdraft option. [step] Your bank may offer a service that limits or completely eliminates overdraft fees. Typically you have three such options : [substeps] Overdraft coverage: a limited coverage in which the bank will honor a check that pulls your balance below zero, anticipating that you will reimburse them in the immediate future. 
Overdraft protection: the bank will automatically withdraw funds from another of your accounts or grant you a line of credit in the event of an overdraft. A line of credit typically involves interest payments and transaction fees.