[header] How to apply for a credit card [title] Decide what type of credit card is best for your needs. [step] Make a decision based on what it is you plan to use your credit card for. There are many different kinds of credit cards. 
Here are just a few : [substeps] Standard credit card. Do you want a card to increase your monthly buying flexibility? Maybe you're just tired of handing out cash or going to the atm every second day.