[header] How to reduce wasteful spending [title] Cook instead of eat out. [step] One of the easiest ways to overspend is by regularly eating out. Restaurant meals don't necessarily seem like big expenses, but they add up. 
Although cooking all your meals at home can seem like a big time commitment, you can minimize the time by doing the following : [substeps] Use a grocery delivery service. Grocery delivery services are cheaper and more convenient than ever.