[header] How to get payday loans with bad credit [title] Evaluate your options. [step] Before you decide to accept a payday loan, seriously consider the other possibilities. People with bad credit will have a hard time finding a favorable rate of interest, but payday lenders balance this risk by charging exceptionally high interest. 
Other options to raise cash include selling possessions, finding additional income sources, and taking out a traditional loan. If you need a relatively small amount of money to pay off a bill, consider asking friends and family if you can borrow from them, rather than turning to a payday loan.