[header] How to find health insurance [title] Understand the benefits of group coverage. [step] Because group coverage is provided for many people through an organization, insurance companies are ultimately able to save money. Accordingly, you are more likely to receive comprehensive (or full) coverage than if you purchase as an individual on the open market. 
You are also likely to pay a lower premium than you would by purchasing individual insurance. [substeps] One negative about purchasing insurance through an employer is that the employer probably makes various decisions about the scope of coverage.