[header] How to convert money [title] Withdraw cash with a debit card at an automatic teller machine (atm). [step] You can use your debit card at a foreign atm just as you do at home. Your bank will charge a currency fee that is lower than with most other options for converting money. 
This is one of the least expensive options for currency exchange. [substeps] If your bank isn't part of the network that includes the foreign bank you're using, the fees for using the atm can make this a less desirable option for exchanging currency.