[header] How to build generational wealth [title] Track your spending. [step] Before you can start creating a wealth plan, you need to know where your money is going. Keep a log of all of your spending for at least a month so you'll have a good idea of how much you're spending. 
[substeps] The easiest way to do this is to download a financial app that you can connect to your bank accounts and credit cards. It will automatically populate your transactions, and may even categorize most of them automatically as well.