[header] How to minimize bank fees [title] Determine the banking features that are important to you. [step] When you are shopping for a new bank, think about the services or features that you use and appreciate the most. Then consider which features you may not need and could do without. 
For example, some people will be willing to pay more for unlimited atm use, but don't care about free checking. Another person, however, may rely on writing checks and will want to minimize those particular fees.