[header] How to be successful in getting a loan for an rv [title] Have a good credit score. [step] The number one factor that impacts rv loan approval is credit history. Most lenders will want a credit score of at least 640, but a score of 700 or better is more likely to obtain an approval at the best rate and most favorable terms. 
If your credit score is below this range, you may have to accept a higher interest rate or less favorable terms. With very low credit, you may not qualify for a loan at all.