[header] How to buy product liability insurance [title] Pick a level of coverage. [step] Standard product liability insurance will cover bodily injury and property damage. Coverage amounts, however, can vary by insurer. 
For example, some insurers will sell up to $1 , 000 , 000 in insurance per occurrence, with excess limits up to $10 , 000 , 000. [substeps] Other insurers offer up to $25 , 000 , 000 in coverage.