[header] How to remove a guarantor [title] Speak with your guarantor. [step] Talk to your guarantor about why you would like to remove her or why she no longer wants to act as your co-signer. This can clear up any problems and may prevent you from having to remove your guarantor and go through the process of renewing your loan. 
[substeps] In some cases, you may not be able to speak to your co-signer because of death or divorce. In these cases, you may need to speak to your and the individual's lawyer.