[header] How to dispute an insurance claim denial [title] Understand why insurers typically deny claims. [step] Claims can be denied for a variety of reasons. Not every denial will apply to each form of insurance. 
However, common reasons for denials include : [substeps] You were at fault. If you have automobile insurance, then the insurer will not pay a claim if it finds that you could have avoided the accident or it was caused by your actions.