[header] How to modify a commercial loan [title] Decide whether to hire an attorney or company or negotiate on your own. [step] When it comes to modifying a commercial loan, you have several options for how you wish to proceed. You can hire a loan modification company, hire a private attorney to work with you, or negotiate on your own. 
[substeps] The main benefit to going without outside help is the cost. It's much less expensive to work solo and if you're modifying the loan due to financial strain this is a great way to cut back on unnecessary expenses.