[header] How to use unexpected money [title] Pay off high-interest debts. [step] Use your windfall to pay off credit card or other debt with high interest rates (14% or higher). Paying off this debt is like earning money on an investment. 
You'll save money now-and in the future. [substeps] In addition to credit cards, other high-interest loans include payday loans, car loans, title loans, and some private student loans.