[header] How to get a certified check [title] Ensure that you have sufficient funds before you plan to write the check. [step] You cannot write a certified check for a given amount unless you currently have sufficient funds in your account. Before a bank issues a certified check, it will verify this information. 
[substeps] Say you currently have $1 , 000 in your account and want to write a certified check for $1 , 100. The bank will not verify the check even if you are scheduled to get paid $3 , 000 in a few days.