[header] How to obtain a paypal debit card [title] Switch to a business account. [step] If you have a personal paypal account, you can't apply for this debit card as it is only available for premier and business paypal accounts. You can upgrade to one of these accounts. 
A business account is held by business owners. [substeps] Switch to business from your personal account by selecting the link " upgrade to business account " in the lower left hand corner of your home screen after logging into your personal account, and then follow the prompts.