[header] How to get a visa or mastercard with no credit history [title] Have a job. [step] Before you can get any kind of credit card, you will need to have a job and be earning money. Without an income of some kind, no credit agency or bank will be willing to award you even a first-time credit card. 
You cannot report income that you get as gifts or loans from parents or other family members. [title] Apply for a special student credit card.