[header] How to get a home improvement loan [title] Estimate the total cost of your home improvement project. [step] Knowing the cost of your project is critical in determining the required size of your home improvement loan. Make sure to get estimates from several contractors to ensure you are getting a reasonable price. 
[substeps] Make an allowance of about 10 percent in determining your ideal loan amount, as unexpected costs may arise during the renovation. At this point, you should consider whether you will be able to pay for any part of the home repair with cash.