[header] How to dispute a debit charge [title] Identify the charge. [step] Look at your atm statement or debit card receipts. See if you can identify each withdrawal or purchase billed to your debit card. 
[substeps] If you see a purchase or atm withdrawal that you did not authorize, then write down the date and amount. If the debit purchase was made at a store, then note the name of the merchant.