[header] How to close a credit card [title] Determine which card to close. [step] Think about why you are considering closing the credit card. It may have higher fees than other cards, be specific to a store you don't shop at any more, or may be simply go unused. 
Whatever the reason, make sure that you want to close this card. Closing a credit card account can be a somewhat trying process and can have a temporary, negative effect on your credit score, so don't take these decisions lightly.