[header] How to file for bankruptcy without your spouse [title] Consult with an attorney about filing separately. [step] When you are considering something as important as filing bankruptcy, you should consult with an expert. If you cannot afford an attorney, you may be able to find a legal aid agency that will help you at a reduced rate. 
Some attorneys will take occasional clients for free as pro bono cases. Contact the bar association in your state or city for assistance.