[header] How to bid on remodeling jobs [title] Get credit references from your client if you have not worked for him before. [step] It's only smart business to ensure that your client has the means to pay you for your work. Asking for bank references is certainly not out of line, especially if the remodeling job is significant. 
Additionally, if you discover that your potential client has a history of dragging out payments, you may wish to decline bidding. [title] Analyze the job to see if it will make you a profit.