[header] How to stop a garnishment in virginia [title] Understand who can garnish your wages. [step] To garnish your wages, creditors must first get a judgment from the court. Virginia law allows some people to garnish your wages without a judgment first. 
Your wages can be garnished without a judgment for the following debts : [substeps] Unpaid income taxes court-ordered child support owed child support (" arrears ") defaulted student loans [title] Identify exemptions. [step] Not all of your income can be garnished.