[header] How to stop wage garnishment in georgia [title] Find out when the garnishment occurred. [step] Georgia law only gives you a limited period of time to stop a garnishment using a traverse and claim. [substeps] When a creditor files a garnishment lawsuit with the court, it essentially sues your bank for the money. 
The bank will be served with notice of the garnishment. After the bank is served, it has between 30 and 45 days to file an answer with the court.