[header] How to safely use an atm [title] Chose atms that are well-monitored and well-lit. [step] Visit an atm that is in a well-lighted area, or one that is monitored by surveillance cameras or security personnel. This is true of both indoor atms and drive-up atms. 
If possible, try to use during daylight hours. [substeps] Drive up atms are often safer than walk-up atms because of the privacy and safety of your vehicle and locked doors.