[header] How to add an adopted child to an insurance policy [title] Review your policy to confirm eligibility. [step] If you already have a family plan, you can add your adopted child. However, if you have an individual plan, you'll need to upgrade to a family plan before you can add your adopted child. 
[substeps] Health insurance companies have additional deadlines for changing your plan so that you can add a child. If you need to change your coverage type, this must be done well in advance of the date you plan to add the child.