[header] How to finance a used car [title] Request a copy of your credit report. [step] Knowing your credit score will give you a good idea of what kind of rates and terms you'll potentially be offered. In the united states, you're entitled to one free copy of your credit report every year. 
[substeps] Check your report for errors or inaccuracies that could be affecting your credit score. If you have a credit score of 680 or above, you're a prime borrower and should be able to get the best possible rates.