[header] How to save money on utility bills [title] Adjust your thermostat. [step] Heating and cooling can be roughly half of the utility bill costs in your home. Keep your thermostat warmer in the summer and cooler in the winter. 
[substeps] You can also get a programmable thermostat to save money. When no one is home, you can keep your settings closer to the outdoor temperature to avoid heating or cooling an empty place.