[header] How to gather information for a business loan application [title] Check your credit report. [step] Even if you're not personally guaranteeing the loan, the financial institution that processes your loan will be checking your personal credit report. Get a copy of it before you complete any loan applications so you know your score. 
[substeps] You are legally entitled to one free credit report every 12 months. You can request your free report by visiting annualcreditreport.com or calling 1-877-322-8228.