[header] How to apply for disability benefits with depression [title] Assess your income and work history. [step] To qualify for ssi, your income and assets must be below a certain threshold. To qualify for ssdi, on the other hand, you have to have earned a certain number of work credits before you became disabled. 
[substeps] Income for ssi purposes includes any money being paid to you such as wages, rental income, investment income. Other benefits you're receiving such as worker's compensation are also included in your income.