[header] How to insult somebody creatively [title] Think before reacting. [step] If you insult someone without taking a moment to gather your wits, you'll probably just be plain defensive or come across as confused. When you insult them, take a small amount of time to think about it. 
Not too much or they'll catch on, but a long pause is just fine. If you're short on ideas use a previous insult and modify it.