[header] How to avoid minimum balance fees [title] Use an online search engine. [step] The first way to avoid paying minimum balance fees on any account you have is to put your money into a bank that does not charge any such fees. You can search for banks, locally or nationally, using any of a variety of online search engines. 
You can enter certain criteria that are important to you and receive information about banks that meet those conditions. [substeps] For example, at findabetterbank.com, you can use their search feature to search for banks with no fees or limited fees.