[header] How to form a microsavings and microcredit group [title] Visit the particular community and identify the community leader (s). [step] These are the people who will ensure that the group has proper leadership and momentum. [title] Try to understand the basic needs of the community. 
[step] For example, an agrarian community will likely demand a longer tenured facility than an urban trading community. [title] Pay a courtesy visit to the community leader and explain your mission.