[header] How to budget your money [title] Gather what you need to start tracking your spending history. [step] Collect past bills, bank and credit card statements, and receipts that can allow you to put together an accurate estimate of how much money you spend every month. [title] Consider using software to help you budget. 
[step] Personal finance software is quickly becoming the new trend in finance. These programs have built-in budget making tools that can help customize your budget, along with analytics that help you project cash-flow into the future and better understand your spending habits.