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Requests for multiple-lot or multiple-building determinations that do not involve changes to base flood elevations or floodways should be addressed to FIA 's Office of Risk Assessment at the address given in the Flood Insurance Address and Telephone Directory . Soon afterwards he left the country without telling anyone at the factory what the new machinery was for. Only a Medicare Supplement policy , or a Medigap policy , will help fill gaps in Medicare benefits . The combination of both budgets comprises a hefty 40 % of the world aid budget , a move that , say analysts , will naturally have major consequences on overseas assistance direction and policy . When a LOMA or LOMR is issued and cancellation requested , the policyholder may be eligible for a refund of the premium paid for the current policy year only if no claim is pending and no claim has been paid during the current policy year . Talk time tariffs for instance have come down by 74 percent over the past two years , and handset prices , which were sold at a premium of as high as 40 percent over international prices even until a year back , are now at par . This explains why the Bush administration , keen to promote free trade and open more foreign markets for US corporations , is resisting calls from Congress for greater protectionism against China even as US manufacturers complain of the influx of Chinese goods and products . This type of coverage generally assumes that the medical provider ( usually a doctor or hospital ) will be paid a fee for each service rendered to the patient - - you or a family member covered under your policy . Depending on where your home is located , you may qualify for flood insurance through the National Flood Insurance Program . A. Your aim should be to insure yourself and your family against the most serious and financially disastrous losses that can result from an illness or accident . A. Depending on what your condition is and when it was diagnosed and treated , you can probably buy health coverage . In 1981 , a strong effort was begun by the Federal Insurance Administrator to reinvolve the private-sector insurance companies in the NFIP . A. No. Although you can select a plan or buy a policy that should cover most medical , hospital , surgical , and pharmaceutical bills , no single policy covers everything .