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Stability , on the contrary , requires that the hands in which power is lodged should continue for a length of time the same . A new state law , which went into effect Jan. 1 , requires the state 's 8,000 loan officers employed by mortgage brokers ... But a Socratic education , in its classical form , requires a Socrates for a teacher and students of surpassing gifts . Sarbanes-Oxley , like FDICIA , requires companies to evaluate and report on the effectiveness of internal controls over financial reporting as of the fiscal year-end .