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In both cases , the role played by Rice has aggravated rightwing hawks , particularly hardline neo-conservatives who were already unhappy about her public declarations that Israeli Prime Minister Ariel Sharon must do more for Palestinians beyond disengagement from Gaza . You may have heard this kind of health insurance referred to as comprehensive or major medical policies , alluding to the broad protection they offer . But in a clue to the complexity of the issues , there are unconfirmed reports that the legal department of the IAEA has concluded that the legal basis for dispatching Iran 's case to the Security Council is lacking . ( For the ease and convenience of insurance agents and brokers , lenders , and policyholders , NFIP rules allow for " renewal " of expiring policies and no new application is required . For the most part , despite huge government investments during the last five years , the west still lags behind - too remote to be attractive to most investors , and lacking qualified personnel . The owner of the property is responsible for insuring the building and for obtaining his or her own liability coverage .