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These risks and uncertainties are described in the reports and statements filed by us with the Securities and Exchange Commission , including ( among others ) those listed in our Form 10-K , Form 10-Q and Form 8-K , and include the risks that our membership persistency or renewal rates may decline , that we may not be able to continue to grow our memberships and earnings , that we are dependent on the continued active participation of our principal executive officer , that pending or future litigation may have a material adverse effect on us if resolved unfavorably to us , that we could be adversely affected by regulatory developments , that competition could adversely affect us , that we are substantially dependent on our marketing force , that our stock price may be affected by short sellers , that we have been unable to increase our employee group membership sales and that our active premium in force is not indicative of future revenue as a result of changes in active memberships from cancellations and additional membership sales . We have gone from Alexander Graham Bell ’ s desire to transmit sound , to the roar of Saturn rockets hurtling toward the moon . You may find yourself overqualified for the available jobs . We will safeguard the entirety of this archive with the same diligence we accord our most sensitive materials at the University : medical records , Defense Department data , and highly infectious disease agents used in research . Baxter , whose work was dubbed " intelligent , original , gracefully written , always moving , frequently funny and — the rarest of compliments — wise " in the New York Times book review , was on the U-M English Department faculty for 13 years and previously taught at Wayne State University in Detroit . You should be asking yourself not how to live in an America dominated world , but how to prepare for a world that is not America dominated . How do the people who think of themselves as number one yield gracefully to become number two ? " " It 's a well-settled matter of law that legislators acting in a legislative capacity are immune from the types of claims brought by our opponents . We have been a leader in preservation and will continue to do so — I expect nothing less of Michigan . " The state may say that the final decision rests with the Berger Commission , but I believe that power belongs to the people , especially individuals - - like the senior citizens at Mechler Hall - - who would be greatly impacted by the hospital 's closure . And here am I , a person who never had a PhD myself and fought all my life against the PhD system and everything it stands for. Of course I fought in vain . Fifty years ago in Princeton , I watched the Mathematician John von Neumann design and build the first electronic computer that operated with instructions coded into the machine . In partnership with member law firms , corporate law departments and other organizations , NYLPI helps underrepresented people develop legal strategies to serve their vision for themselves and their communities . Statements in this release regarding Dana 's intention to reduce the amount of its unused revolving credit facility under the DIP credit agreement constitute " forward-looking " statements within the meaning of the Private Securities Litigation Reform Act of 1995 . Our heritage is in manufacturing , and we are proud of our contributions to the American and world economies because of the vehicles and spin-off technologies we design and build .