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In fact , there are some common mistakes that many failed small businesses make . DOL asking the agency to consider a less burdensome alternative to the proposed minimum salary level , provide enforcement flexibility to help small businesses come into compliance , and publish a small entity compliance guide to help small businesses determine their responsibilities under the new rule . Yet , as painful as it was for many , the credit crunch experience reminded us of something terribly important : that financial institutions and small business need one another - - and so does the national economy . D. McClure : For Your Business : www.ibhs.org/business_protection - - you can order one free copy of the print / CD version of Open for Businesssm , a tool to help small businesses develop a business continuity and property protection plan . The materials and resources on this Web site can help small businesses make plans to recover from financial losses and business interruption and to protect their employees , the community and the environment . Small businesses employ more than half of the private nonfarm workforce and , combined , generate 51 percent of our private gross domestic product . UB GRIT , to be directed by George Lee , dean of the UB School of Engineering and Applied Sciences , will help small businesses make incremental technical improvements in their commercial-industrial products , particularly products with existing or prospective export markets . But , if you visit www.ibhs.org/business_protection - - you can order one free copy of the print / CD version of IBHS ’ Open for Businesssm , a tool to help small businesses develop a business continuity and property protection plan .