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" We were surprised ourselves . I know him as a man of integrity , who cares about his constituents , and cares about this country . But when he pauses to think about Social Security , he says he likes the idea of a private account that would allow him to invest some of his Social Security tax money in the stock market . It ’ s not just a matter of all those references and foot-notes , you may find yourself presenting your ideas to other people in tutorials and seminars for the first time . Over 200 years ago , Benjamin Franklin who incidentally helped found a great university , the University of Pennsylvania , and a great library , the Philadelphia Free Library once remarked that " If a man empties his purse into his head , no one can take it away from him . Play the Flash game ( opens a new window ) and explore for yourself the pros and cons of the various proposed solutions for keeping Social Security strong and solvent . Before downloading anything free to your computer , ask yourself two questions : 1 . " Major depression encourages suicide in patients not only by lowering mood but also by promoting in the patient the view that his life is hopeless ; that he , himself , is worthless ; and that his future is appalling , " he writes . David Willetts , a Conservative member of Parliament whose intellectual acumen has earned him the nickname " Two Brains , " is one admirer of the American system .