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But I do think that in order for you to develop workable , intelligent standards that will be followed by the industry , I think you need a collection of governmental persons that have expertise in that area , and industry representatives who have expertise in this area . This agreement shall become effective when ratified by the Union and Board of Trustees and signed by authorized representatives thereof and may be amended or modified during its term only with mutual consent of both parties . Many of these accusations have come from representatives of non-Kurdish groups who believe that Article 140 only supports Kurdish interests . We will add representatives of common reference platform to the list of contacts . For the next two years NASAA will waive payment of initial and renewal IARD system fees by state-regulated investment adviser firms and reduce investment adviser representatives ' initial and renewal fees by one third .