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If the government is unable to fully collect the amounts it guaranteed and paid , actual program costs \ 3 are incurred . Many states have their own debt collection laws , and your Attorney General ’ s office can help you determine your rights . It 's very ego-gratifying . In order to award punitive damages there must be a showing by clear and convincing evidence that the Respondent acted intentionally , maliciously or in gross disregard of the rights and feelings of the Complainant . Others take the view that the developmental process is so immensely complicated that we shall never understand it properly . Efforts at conciliation failed and this matter was certified to the Hearing Examiner for a public hearing on the issues of discrimination on the basis of color and retaliation for the exercise of rights protected by the ordinance . However , it is to your advantage to report damage as soon as possible . from centralized banks , through an " interlibrary loan " type system , through direct purchase , etc. ) and whose legal rights may be involved . At the conclusion of the investigation , a Commission Investigator / Conciliator issued an Initial Determination concluding that there was probable cause to believe that the Respondent had retaliated against the Complainant for her exercise of rights protected by the ordinance , but there was no probable cause to believe that the Complainant had been discriminated against on any other basis . It is difficult to diagnose in children because of the criteria regarding sexual symptoms .