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The format specifications and instructions should be used in conjunction with the NACHA endorsed Child Support Banking Convention , referred to as the DED ( Deduction ) Data Segment . Cutting the forest destroys their home and habitat but also exposes the snails to the danger of desiccation . If specimens are needed for a loan , please refer to our Loan Policy . Agencies , including Treasury / FMS or Treasury-designated debt collection centers , shall refer delinquent accounts to the Department of Justice , or use other litigation authority that may be available , as soon as there is sufficient reason to conclude that full or partial recovery of the debt can best be achieved through litigation . The Prosobranchia are often referred to as Operculates . 1322 , each year on September 30 , the Secretary of the Treasury will transfer to the Treasury trust fund receipt account " Unclaimed Moneys of Individuals Whose Whereabouts are Unknown " part of the trust fund account balance named in Section 1321 ( a ) ( 1 ) - ( 82 ) or an analogous trust fund established under Section 1321 ( b ) that has been in the fund for more than 1 year and represents money belonging to individuals whose whereabouts are unknown . These actions may include sending demand letters ; phone calls to delinquent debtors ; credit bureau reporting ; referring debtors to the Treasury Offset Program ; referring debtors to private collection agencies ; administrative wage garnishment ; and any other available debt collection tool . This family contains approximately 64 percent of the more than 2,500 snake species and includes such familiar and harmless ones as garter snakes , gopher snakes , racers , and rat snakes . The interagency Government Owned Real Estate Program conducts joint agency real estate fairs and auctions to facilitate the management and disposal of real property , which has helped reduce individual agency disposition costs . FMS also provides collection services for delinquent non-tax Federal debts ( referred to as cross-servicing ) , and maintains a private collection agency contract for referral and collection of delinquent debts . FMS has the authority to service the debt of other agencies in-house , designate debt collection centers or private collection contractors to service the debt , or to refer the debt to the Department of Justice for litigation . The agency representatives who provided comments on the draft are listed below . If the debtor does not come forward with a voluntary payment after the claim has been referred for litigation , a lawsuit shall be initiated promptly . Retrospective georeferencing refers to the assignment of latitude and longitude coordinates to a textual locality description . Exceptions to this requirement ( e.g ., the debt has been referred for litigation ) can be found in 31 U.S.C .