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When trade credit is traditionally considered as a substitute for bank loans , recent theoretical papers ( e.g . Detailed analysis of industry performance and trends can be a useful supplement to such analysis , and in some circumstances may serve to some extent as a substitute for detailed projections for the borrower . He is a graduate of Dallas Baptist University ( B.A . A common strategy of Holocaust deniers is to engage in a war of attrition . " A sluggish economy and a bear market for almost anything high - tech may seem to make it a bad time to launch a new technology company . " " vergasen " is a common verb used for fumigation at least since 1914 , " Apparate " is the standard term for delousing chambers or fumigation vaults , and there are even " Vergasungsapparaturen " specifically discussed in an article on railway tunnel delousings dated to 1931 . But the impressive-looking robot was a fake : A human chess master was hidden inside .