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When questioned further on this subject , most banks indicated that they have a " common practice " of imposing certain types of covenants on various types of loans that is well-known to lenders and others at the institution ( but not articulated in written loan policies ) , so that describing the actual covenants in the loan approval document would be redundant . In recent years , countries across Europe have seen an increase in bi-lingual education as a way of preparing young people for future work and study in an increasingly multilingual and integrated Europe . It normally burns plutonium while producing fissile isotopes in fertile material such as depleted uranium ( or thorium ) . This is the third time in four years that The Orion has won the award , also taking top honors in 1998 and 1999 . Acquiring new park land and developing new facilities for recreation means investing in sustainable economic development , job creation , and enhancing the quality of life for everyone .