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The Tech Act mandates that state governments , before they can receive their first extension grant for a fourth or fifth year of funding under the Act , must certify that they are in compliance or working toward compliance with Section 508 . While the Telecommunications Act removes the legal barriers which prevented the cable industry and other Advantage New Jersey colleagues from providing local telephone service , certain steps must be taken by the FCC and our State 's Board of Public Utilities in order for competition to become a reality . The Gramm-Leach-Bliley Act imposes privacy and security obligations on a broadly defined group of financial institutions , including those engaged in banking , lending , and insurance activities as well as loan brokering , credit reporting , and real estate settlement services . The Jury Act allows courts to grant temporary deferrals of service on the grounds of " undue hardship or extreme inconvenience . The Levy Act limits the size of the levy that can be imposed on superannuation funds to 0.05 % of assets at the end of the financial year prior to the financial year that the levy applies . Lydia Parnes , Director of the FTC ’ s Bureau of Consumer Protection said the FTC enforces three laws that restrict the disclosure of consumer information and require companies to ensure the security and integrity of the data in certain contexts : the Fair Credit Reporting Act restricts disclosure of consumer reports except for specified ‘ permissible purposes ’ ; the Gramm-Leach-Bliley Act imposes privacy and security obligations on financial institutions ; and the FTC Act prohibits unfair or deceptive acts or practices in or affecting commerce .