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[lemma=consider | !(lemma=do | tag=□)] □
[lemma=consider | !(lemma=do | lemma=□)] □
If changes in flooding conditions are extensive or if BFEs increase , a physical map revision will be required , which may take 12 months or longer . By employing wise floodplain management , a participating community can protect its citizens against much of the devastating financial loss resulting from future flood disasters . This approach did not reduce losses or discourage unwise development and , in some instances , may have actually encouraged additional development . Recent changes in federal law help assure continued health insurance coverage for employees and their dependents .