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And I 'd end by beginning where I started , and I think the Commission has to look at what can we do , have we done enough to give the assistance to the agencies . So I used some of my funds as a down payment on a house ( good move ) and gave the rest to a " financial advisor " I found in the Yellow Pages - - a possible good move , if I had known what I was doing . Such notice limits the legitimate use of the data thereafter to those uses compatible with the implied consent of the individual in giving the information to the data collector . Thus the social instincts , which must have been acquired by man in a very rude state , and probably even by his early ape-like progenitors , still give the impulse to some of his best actions ; but his actions are in a higher degree determined by the expressed wishes and judgment of his fellow-men , and unfortunately very often by his own strong selfish desires . When speculation and capitalist enterprise are given the capital to invest in hydraulic works which is now committed to armaments , capitalist enterprise ( except to cause a crisis among the pseudo - reds of the metallurgical centres , if the business were really to be undertaken ) will use that capital in the same way : cheating and speculating at one thousand percent , raising their glasses high to the coming if not of the next war , then of the next flood .