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Another way the NAIC lends support to state regulators is by providing a forum for the development of uniform public policy when uniformity is appropriate . Chinese investors have shown a keen interest in Pakistan 's oil and gas sector , telecommunications , information technology , ports and shipping , infrastructure projects , housing , pharmaceutical , chemicals and engineering . In another landmark agreement , Sweden 's equipment vendor Ericsson agreed to a revenue-sharing deal with the Indian mobile telecomm operator company Bharti Televentures that will allow Ericsson to earn a percentage of revenues every time a subscriber downloads video or plays a Java game . A " community , " as defined for NFIP 's purposes , is any state , area , or political subdivision ; any Indian tribe , authorized tribal organization , or Alaska native village , or authorized native organization which has the authority to adopt and enforce floodplain management ordinances for the area under its jurisdiction . This is called prepaid care . A LOMA amends the currently effective FEMA map and establishes that a property is not located in a SFHA . Medicare HMOs may provide some services that Medicare does n't usually cover , such as routine physicals and foot care , dental care , eye exams , prescriptions , hearing aids , and other preventive services . However , some new laws are being proposed that would give disabled Medicare beneficiaries an open enrollment period . Another official involved in Pakistan 's strategic decision-making said , " The situation is very well settled in Pakistan 's favor . In addition to coverage for medical expenses , do you need some other kind of insurance ? If you have not been covered under a group plan and have found it difficult to get insurance on your own , check with your state insurance department to see if your state has a risk pool . The premium will be slightly higher for this coverage ; however , you may want to consider the option . There is a charge for maps for some users , so it is advisable to call for detailed information . To make it easier for you to compare one Medicare Supplement policy to another , Indiana allows 10 standard plans to be sold . Most important , he must fulfill his commitment this time and without any further hedging . This coverage applies to you and all family members who live with you . In 1981 , a strong effort was begun by the Federal Insurance Administrator to reinvolve the private-sector insurance companies in the NFIP . When an insured building is in imminent danger of being flooded , the reasonable expenses incurred by the insured by the insured for removal of insured contents to a safe location and return and the purchase of sandbags , sand to fill them , plastic sheeting and lumber used in connection with them , the cost of pumps , fill for temporary levees , and wood will be reimbursed up to the amount of the minimum standard deductible ( $ 500 ) . Medicare Advantage PPO - This type of managed care plan maintains a list of preferred providers but lets you see doctors and hospitals outside the plan for an additional cost . The list may also include a person who has sold his or her business , a couple that has sold its home , a widow or divorcee who needs the most income possible but wants safety in terms of monthly payments , a grandparent who wants to provide for grandchildren or someone who has had a big income for one or two years but who ca n't be certain about the future . However , in some areas of certain states , mostly coastal , this coverage is excluded from the standard policy . when base flood elevations are changed , a 90-day appeal period is provided , followed by a period for formal approval . Regardless of who is at fault , this coverage pays medical expenses for persons accidentally injured on your property by a member of your family or by your pets .