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They are safer and their use has truly changed the lives of millions of Americans . I see immediately that it is distinct from the two known cobra species in Myanmar-the monocled cobra ( Naja kaouthia ) and the king cobra ( Ophiophagus hannah ) . Oh it was wonderful . If it is processed , your credit card spending limit may be reduced by the amount of the deposit bringing you near or over your credit card limit and creating problems when you try to make other transactions with the card .