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Operating as a charity not only exempts credit-counseling groups from some supervision , but , say some observers , it also gives them a so-called halo effect , allowing them to woo customers by touting their nonprofit status . Mr. Hoffman stated that one of the primary purposes of NAGPRA is to ensure that Native American sensibilities are not compromised in the handling of these remains , that cultural and religious practices are considered , and that remains affiliated with specific Native American groups are repatriated . The Consumer Federation of America , along with the National Consumer Law Center , in Boston , issued a report that documented the rise in abusive practices and outright scams among credit-counseling groups . Staff collaborate actively with Native American groups , who come regularly to visit and study the collections of their nations . The tax agency has provided investigators with special training , and directed officials to do in-depth examinations of all credit-counseling groups seeking tax-exempt status . Credit-counseling groups , which first became eligible for charity status in 1965 , took off in the 1970s when credit-card companies and retailers looking for ways to recoup money from their financially strapped customers helped create a network of organizations around the country . Patients who undergo cranial base procedures represent a high-risk group for post - operative infections with possible contamination of the intracranial contents with contents of the upper aerodigestive tract . In the Fall of 1990 , NDI met with various legal groups created by the executive and legislative branches to draft a police law .