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This literature is intended to acquaint the public with the National Flood Insurance Program ( NFIP ) . However , in some areas of certain states , mostly coastal , this coverage is excluded from the standard policy . ( Enrollment usually occurs when you first take a job , and / or during a specified period each year , which is called open enrollment . In some cases , consumers can save money with direct marketers because these companies do not have to pay insurance agents commissions to sell their policies . At the request of the Federal Insurance Administrator , each governor has designated an agency of state or territorial government to coordinate that state 's or territory 's NFIP activities . A significant question is how India , in the absence of full-scope safeguards ( ie IAEA safeguards on every nuclear establishment , military and civil ) , can provide adequate confidence that US peaceful nuclear technology will not be diverted to nuclear weapons purposes . Every company must sell Plan A , which is the basic plan , or the " core benefit " plan . Given China 's opposition to participating in most international interventions , this scenario is puzzling enough , but the details of the exercises raise further questions . Yet another BG & R officer , Keith Schuette , helped start and run the International Republican Institute , which represents the party 's interests overseas and was named in helping some of " color " revolutions that took place in Central Asia recently . Nor are specified disease policies available in every state . That is why , to placate his international critics , he , from time to time , announces cosmetic changes in his approach toward eradicating religious extremism , and then refrains from fully implementing those changes . However , the global limelight on that issue creates sustained pressures on him to , if not escalate the pace of his reforms , at least be less deliberative in carrying them out . in most cases , this includes manufactured ( i.e ., mobile ) homes that are anchored to permanent foundations , but does not include travel trailers or converted buses or vans . Every contract contains a long-term guarantee . Exclusive agents can only offer you coverage from the company they represent ; therefore , you can only get a quote from one company for each exclusive agent that you talk to . Select the supplement policy which fits your needs , and then purchase that plan from the company which offers the lowest premiums and best customer service . Every state has a safety net to protect insurance consumers from financial loss in the rare instance that a company becomes insolvent . Some fee-for-service plans do not cover checkups . Actually , the two can complement each other . Some state standards specify smaller allowable increases . Average flood depths derived from detailed hydraulic analyses are shown within this zone . Although the benefits are the same for each standard plan , the premiums may vary greatly . While fee-for-service and managed care plans differ in important ways , in some ways they are similar . The chart below shows the benefits included in each plan . One wonders how much of Musharraf 's own thinking was influenced in that era , even though he has recently promoted what he calls an " enlightened " approach to Islam .