[tag=RB | □]
[tag=RB | □=□]
[tag=RB | !□]
Your age , sex , marital status , driver record , car use , place of residence , policy limits , deductibles , type of car , and driver training are among these factors . The type of marketing method may be good or bad for a consumer , depending on the type of services offered . Discharge planning is an approach that facilitates the transfer of a patient to a more cost-effective facility if the patient no longer needs to stay in the hospital . In return , the federal government makes flood insurance available for almost every building and its contents within the community . Coverage also is available for basement and enclosure utility connections , mechanical equipment necessary for the habitability of the building , such as furnaces , hot water heaters , clothes washers , and dryers , food freezers , air conditioners , heat pumps , electrical junctions and circuit breaker boxes . Keogh Plan - A type of tax-favored retirement plan for self-employed persons . You and your spouse may each be covered under a health insurance plan at work but , under what is called a coordination of benefits provision , the total you can receive under both plans for a covered medical expense cannot exceed 100 percent of the allowable cost . You get payments for as long as you live - no more , no less . Almost every type of walled and roofed building that is principally above ground and not entirely over water may be insured if it is in a participating community . This type of coverage generally assumes that the medical provider ( usually a doctor or hospital ) will be paid a fee for each service rendered to the patient - - you or a family member covered under your policy . Beginning January 1 , 2006 , Plans H , I , J will no longer be sold . Premium will be refunded on a pro-rata basis when the policyholder no longer owns or has an insurable interest in the insured property , provided that no claim has been paid or is pending . Individual citizens cannot regulate building or establish construction priorities for communities . In certain cases , NFIP will pay claims on insured buildings that are subject to imminent collapse or subsidence as a result of erosion so the building can be demolished or relocated before the damage occurs . Flood insurance maps usually are on file in a local repository in the community such as the town hall or county building . Requesters ' letters should give the name of the community for which the data are sought , provide specific information as to the portion of the community and type of data needed , and should give the requester 's name and telephone number .