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b. Loan guarantees , by removing part or all of the credit risk of a transaction , change the allocation of economic resources . The Debt Collection Improvement Act of 1996 now allows all agencies to administratively garnish wages . Use of these data in publications , dissertations & theses , or other scientific reports , should be accompanied by an acknowledgement of the Department of Ornithology & Mammalogy , California Academy of Sciences , as the source for the information . Records matching all search criteria will be retrieved . A unique number given to each microscopic glass slide in the Diatom Collection of the California Academy of Sciences . As an indication of how much body processes are slowed down , a hibernating pulmonate at 30oF will use as little as 1/50 th the amount of oxygen used by an active snail at 59oF . The large-scale killing of venomous snakes under the pretense of saving human lives is indefensible , and many of the bites that occur each year befall the misguided people participating in rattlesnake roundups , annual events that occur across the United States to rid natural areas of venomous snakes . Within seconds , Dong is pouring water liberally into both of my eyes , but minutes later they are still burning . A strange phenomenon is that many snails return to the same daytime hiding place after each night 's search for food . The query forms in each database enables records to be retrieved using various fields ( e.g ., Genus , Country , Year , etc. ) . This list is preliminary ; we anticipate the addition of many new species , both species new to science and species new for Myanmar . He could identify the sounds of the more than 150 bird species in Golden Gate Park , and he knew and loved all of them . A portion of each sale is donated by Amazon to the department 's research fund . If successful is how well you've adopted to the environment , snails have adapted to all climates and altitudes . We believe focusing upon amounts which remain in the collection process would be beneficial primarily because it would offer the Congress a better picture of both what borrowers owe and agencies ' debt collection efforts . Federal agencies should explicitly define the components of the loan to value ratio ( LTV ) for both direct and guaranteed loan programs . Both of these sites seek to gather information regarding the 1 ) seasonal variation of faunal composition 2 ) a thorough inventory of the herpetofauna at each site 3 ) natural history of each species 4 ) seasonal variation of frog calls 5 ) market sales and usage of amphibian and reptile products .