[lemma=general] [lemma=liability] [□]
[lemma=general] [lemma=liability] [□=□]
[lemma=general] [lemma=liability] [!□]
The other type of insurance you will definitely need is general liability insurance . Consequently , the farmer finds the " minimum premium " of the General Liability policy too costly . The University 's Comprehensive General Liability policy includes as insured all faculty , staff , students ( and in certain cases volunteers ) while performing any activity which is part of their educational or employment duties , including field research . In addition , your General Liability policy should cover you while you are temporarily away from your premises , as well as all other “ day to day ” operations of the organization . Types of insurance to consider include general liability insurance , first party property damage insurance , medical coverage insurance both for yourself as well as for business and non-business invitees injured on your premises , workers compensation insurance , etc. It also requires contractors to purchase commercial general liability insurance . Professional liability insurance - Loma Linda University Medical Center provides professional and general liability coverage through a self-insurance program . The farmer could purchase a General Liability policy for such " business activities " but frequently the activity requires only a small portion of the farmer 's time and contributes only marginally to the annual income . Carl F. Mariano is with Mariano & Allen , PLC , representing clients in insurance coverage and bad-faith litigation , general liability defense , medical malpractice , construction defect and large property loss subrogation matters .