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Check the newspaper and yellow pages of the telephone directory for companies and agents in your area . You will need to complete an application form and participate in an interview . These expenses could include limited motel , restaurant and warehouse storage . A completed cancellation form with the LOMA or LOMR and the waiver must be submitted by the agent to the NFIP or the appropriate WYO company . The key to comparison shopping is to know what insurance coverages you need before you start and then to find out how much those coverages will cost from a number of insurers .