[!lemma=cost] [lemma=estimate] [tag=CC] [□=□] □
[!lemma=cost] [lemma=estimate] [tag=CC] [lemma=□] □
[!lemma=cost] [lemma=estimate] [tag=CC] [tag=□] □
Congress charged the Board of Governors with devising a methodology for making this payoff estimate and ensuring that the methodology is one that issuers can rely on to be in compliance with the law . Response : To give the public an opportunity to comment on State estimates and ensure that States have adequate time to provide additional requested information , we have modified the final rule .