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I had by this time , however , attained too great an elevation to be any longer uneasy on this head . Concerns also grow that for too many years we have failed to address looming threats such as climate change , an excessive reliance upon oil , a deteriorating healthcare system , the retirement of baby - boomers and a weak public school system . Women are going to be affected more than men by this new program in a negative way . The touchstone of his years in the White House was a sustained effort to heal the divisions over Vietnam , the distrust of government officials , and the destructiveness of inflation . With this new program , people have to make co-payments up to approximately $ 2,250 . Thus an important goal for retirement policy should be to encourage all workers to accumulate sufficient individual savings so that the combination of Social Security and private nest egg allows them to maintain their standard of living during retirement .