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Since average growing season length is determined first ( in total days ) , starting and stopping dates must be calculated . This system accesses the most recent county level population estimates from the U.S. Census Bureau with detail by age ( year cohorts through 85 + ) , race , Hispanic origin ( for total and white race only ) and sex . In the United States , the fastest growing industrialized country , natural increase is about 0.6 percent a year ( though total population growth , including immigration , is around 1.0 percent ) . [ Footnote 8 ] To assess the effectiveness of the disclosures that issuers provide to cardholders in terms of their usability or readability , we contracted with a consulting firm that specializes in assessing the readability and usability of written and other materials to analyze a representative selection of the largest issuers ' cardmember agreements and solicitation materials , including direct mail applications and letters , used for opening an account ( in total , the solicitation materials for four cards and cardmember agreements for the same four cards ) . Fortunately , true hypopigmentation ( with total loss of pigment ) is rare .