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Prepaid debit cards are sold by participating retail locations , banks and credit card companies , and are typically available without a credit check or prior bank account . However , as anyone who has been around a dairy farm can see , cow manure is typically high in moisture , and it does n't burn well unless dried extensively . Geography , topography and architecture : location of libraries and facilities ; distance from services " people in rural areas ( particularly in less developed countries ) are typically disadvantaged in terms of physical access to ... Reactions involving tetrahydrofurfuryl alcohol were typically complete in 4-8 h at 110 C using an oil bath or 1-3 h with microwave heating .