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" The requirements and knowledge base for the Ph.D. in Communication Disorders is consistent with traditional practice although it has a strong applied and professional component . Installment loans such as car loans and mortgages have a positive effect on your credit score although a high loan balance-to-value ratio can detract from your score . The cells with 6 turns of the 2 intertwined chloroplast had 3 turns in each semi-cell joined by a short straight section about the median area , thus the chloroplast although continuous was clearly divided between the two semi-cells . This guy as governor and President has responded to problems of substance abuse by acting to throw even more people into jail although that course has already given us the largest per-capita prison population in the world .