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For example , since the chance of pregnancy declines steadily after women are in their mid-30s , if you are 40 years old , the pooled results for women 38-40 will likely overestimate your chance of success . " In contrast to the " boringly predictable " regulated utilities of old , which were " safe havens for widows and orphans , " the newcomers , Ceron insisted , " hold the promise of skyrocketing returns . As pumping stations failed and raw sewage flowed into the Potomac , it became writ large that Washington 's infrastructure , as with many of the nation 's cities , is old , crumbling and inadequate . Timothy Gubbins , 35 years old , lives in Roseville , and was laid off from his job . And , sometimes , if you're lucky , you can spot an old , familiar template in action .