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In summary , Treasury and industry participants have made significant progress in implementing TRIA to date , although Treasury has important actions to complete in order to fully comply with its responsibilities under TRIA . In summary , substantial barriers hamper the current CDRH mission . Jacobs ) : As indicated in the summary , the 3rd and 4th transects were successfully completed . In summary , equal opportunity legislation internationally has not dealt adequately with hostile business cultures that present both direct and indirect barriers to the advancement of women in business . In summary , the patterns of similarities and differences we see in nature are just what we would expect from descent with modification ; they do n't match what we would see in a creation where form follows function .