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Through the past few years I've seen and skimmed quite a few computer " help " books , seems like all were written by and for a 5 or 6 year old or they were written by and for computer " geniuses " , just way too far out there ( complicated ) for one of us " average " people . The OCC has also taken enforcement actions against banks that we believed were engaged in unfair and deceptive practices in violation of the Federal Trade Commission Act. Finally , we will continue using our chartering and licensing authority to ensure that subprime lending by national banks and their subsidiaries is conducted responsibly and with appropriate consumer protections . Two important issues that were raised were the problem of backing out of a bundled product and whether this difficulty may allow publishers to fail to negotiate in good faith . On this same plantation at Snow Hill , Wilcox county , Alabama , a county where , according to the last census , there are twenty-four thousand colored people and about six thousand whites , there is now a school with two hundred pupils , five teachers from Tuskegee , and three school buildings .