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But when people talk about health insurance , they usually mean the kind of insurance offered by employers to employees , the kind that covers medical bills , surgery , and hospital expenses . According to Kwiatkowski , the same operation that allegedly cooked the intelligence also was responsible for the administration 's failure to anticipate the problems that now dog the US occupation in Iraq , or , in her more colorful words , that have placed 150,000 US troops in " the world 's nastiest rat 's nest , without a nation-building plan , without significant international support and without an exit plan " . That 's because once the government raises the bar on foreign investment to 74 percent , a move that is expected to come through after the ongoing general elections , the level of competition is likely to be among the highest in the world . " Japan will maintain its ODA principles that put priority on aid that supports the goals and desires of the recipient countries , " the official said . A university complex is a multi-campus higher education base that is comprised of a cluster of universities or colleges . The combination of both budgets comprises a hefty 40 % of the world aid budget , a move that , say analysts , will naturally have major consequences on overseas assistance direction and policy . While the United Nations and most Western countries , such as the US , Britain , Canada , Germany , Turkey and Greece , have pledged aid that will amount to millions of dollars , doubts are being expressed about the end use .