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Iyer said Inquiry is part of CitiDirect for Securities , a secure web-based platform that improves productivity and client satisfaction by integrating analytic tools , transaction banking , account access , local market information and online service . Thailand reached an early understanding on debt roll-over with key Japanese creditor banks in August 1997 . HCFA also is requiring hospitals to have recovery partnership agreements with a tissue bank and an eye bank . The investment bank will keep roughly 7 percent for its services ( a whopping million dollars ) , and the Glitter Factory will get the rest . The remaining measures including entry of banks and trust banks into insurance business through subsidiaries , are to be put forward by the end of March 2001 .