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Next week , Acumen Fund one of the most innovative philanthropies I know , will celebrate its fifth anniversay and the Innovation & Design channel has a rather remarkable story on it . Women 's Studies today has its own texts , journals and methodologies and some of the most innovative , scholarly work in feminist theory and gender research is being done by Women 's Studies scholars internationally . In Canada , ING is creating one of the most innovative financial service organizations by providing insurance , banking and investment products and services to approximately 4 million customers via the Internet , over the phone , or in person . The Defence Science and Technology Organisation ( DSTO ) is staffed with some of the most innovative scientific minds in the country . As Secretary Summers and Chairman Greenspan have said , our markets are among the most innovative , competitive , and dynamic in the world .