[word=have] [!tag="PRP$"] [□]
[word=have] [!tag="PRP$"] [□=□]
[word=have] [!tag="PRP$"] [□ & □]
As you know Japanese banks have significant exposure to firms in Southeast Asia . Government has a natural role in risk management because long-term risk management requires the stability of law , because most individuals have limited ability to construct appropriate long-term risk contracts , because fundamental institutions must be managed in the public interest , and because major international agreements require coordination with an array of government policies . " I do not know when I have been so tantalized by anything , and should be ashamed to say how much time I have spent upont it , in vain . Rehabilitation projects in which benefits exceed costs ( on a present value basis ) have present value criteria greater than zero and benefit-cost ratios above one .