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" Preliminary SIDS rates this past winter were substantially and significantly below those of the previous three years . American students are in the second tier of nations down below some of the very poorest of nations . He shows how one rural county calculated that it had economic strength in the apparel and accessory retail sector , although sales averages were below those of the state . On the examiner 's answer , the third person ( conferee ) should place his or her initials below those of the examiner who prepared the answer , thus : ABC ( conf . For example , those who would lay the blame on the availability of firearms in our society ignore the fact that the two countries in which firearms ( including automatic weapons ) are most widely available in the general population happen to be Switzerland and Israel , two countries which enjoy remarkably low levels of violent crime ( even when one includes terrorist acts the murder rate in Israel is still far below that of the US ) . If allowance be made for their natural increase from 1880 to 1890 the white race would show a decennial increase appreciably below that of the blacks . In advance , I've linked in below all of the computer files that are mentioned in the book . Whereas most of the discussion that went on that day can be found in the minutes of that meeting , for sake of clarity , it is worth summarizing below some of the questions asked and some of the responses given : a ) What misconduct would be covered ? It has kept Canadian 10-year note yields below those of the U.S. in almost inverse fashion since the Federal Reserve 's rate-raising intentions became apparent in late 2004 . I also advise anyone to fit a thickish glass plate so that it 's upper surface is about 1mm below that of the bench 's . Beamforming is a way of combining individual sensor data to enhance the signal-to-noise ratio for noise levels below that of the background noise in the ocean or test facility . For years it held a huge lead over other parties in terms of fund-raising and at the same time could brag that the average donation to the Party and its candidates was far below that of the Democrats . In a major challenge to Vanguard , all three funds have dropped their annual expenses to as low as 0.10 percent , well below those of the comparable Vanguard funds . We will briefly outline here below some of the main approaches that have been or are now being tried .