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They experienced ischemic ( lack of blood flow to the heart muscle ) five times less often and their episodes lasted one-fifth of the time compared with women on traditional drug therapy alone ( heparin plus aspirin ) . Many retirees who thought they were set financially are having to cut their budgets dramatically or even return to work because the value of their portfolios has declined significantly over the past few years . In addition , women on Integrelin experienced heart pain five times less often and their episodes lasted one-fifth of the time compared with women on traditional drug therapy alone . Money deposited in the account can grow tax-deferred until distributed , and the child will not owe tax on withdrawals used for qualified primary , secondary and / or higher education expenses . The arrival of the W3C 's XML Schema specification has evoked a variety of responses from software developers , system integrators , XML document analysts , authors , and designers of B2B vocabularies . For intermediaries to survive or thrive in this environment , they must provide a higher level of service than before , keeping in close contact with customers and solving their problems , not just performing routine tasks .