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A - The epiphragm is normally continuous except for a thin grooved slit over the pneumostome which allows reduced respiration to take place . Atop this basic template , nature has wrought complex combinations of ridges and crests , protruding processes and corkscrew tusks to fashion the framework of different species . It is believed that it will remain stationary while Eastern Africa will split along the Great Rift Valley to form the Rift Valley Plate and India will continue its northern journey . Audits have shown that the information for credit and debt management is not always accurate or complete . It must be remembered that it differs radically from an operculum in being only a temporary secretion , while the operculum is actually a living part of the animal . They found that , like all venomous snakes , this species shows tremendous geographic variation in its venom proteins . If the outer edge of the mouth is soft and flexible while the rest of the shell is otherwise quite firm , the animal is probably a juvenile . Large prey receive more venom than smaller prey , and often an attacking snake considers it unnecessary to inject venom into a potential predator ( such as a human ) that it is trying to repel , rather than kill . Although the mollusks have more species than any animal group except insects , we know very little about their natural history . Loan asset sales / prepayment programs must be conducted in accordance with policies in this Circular and procedures in `` Managing Federal Receivables , '' including the prohibitions against the financing of prepayments by tax-exempt borrowing and sales with recourse except where specifically authorized by statute . a. Loan guarantees may provide several advantages over direct loans . While such classification practices may be suitable internally , they make it difficult to compare agency performance or aggregate data for similar programs . Within the context of geo-referencing , false duplication means that the same locality has to be geo-referenced two or more times . Finally , a really neat development is that researchers studying other venomous animals are reporting similar results . The Afrotropical fauna is not well characterized : except for the recent description of Hortipes by Bosselaers and Ledoux ( 1998 ) no treatment of the Afrotropical species has been published . \ 14 While the data from Education were audited , Education 's independent accountant disclaimed an opinion due to the unreliability of FFEL Program student loan data .