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As the conversation grows heated - - Kao is staggered by the fortune in debt Pretzel has run up - - Flat Head simply leaps onto the window ledge like a cat and disappears out of sight into the water below . Ghana has made good use of the additional resources which were freed up by the reduction in debt repayments . Certainly , the effort done by the institution in debt relief has been substantial . They welcomed the government 's decision to use the bulk of resources freed by the decline in debt service , following the recent retirement of all external commercial debt , to establish MIITF . Certainly , the efforts by the institution in debt relief have been substantial .