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Burns has long called for reform of the program , saying that the current system is inefficient and imposes an unconstitutional tax on the American people that was not authorized by Congress . For example , if you automatically invest $ 100 out of your checking account each month into an ETF , you would pay a commission every month . Tilt your head , and immediately impulses from the eyes and the inner ear notify your brain to keep you " balanced . Keep in mind that because the funds belong to the child , they may limit the amount of financial aid that the child is eligible for and these accounts receive no special tax treatment . So the amount you owe ( your debt ) gets larger as you get more and more cash and more interest is added to your loan balance . Michael E. Johns , M.D ., dean of the medical faculty and vice president for medicine at The Johns Hopkins University , said , " The naming of Jean Kan as director of the division of pediatric cardiology reflects our belief in her nationally respected talents as a clinician . Because of the e-rate , more than half of the unconnected classrooms will now be linked to the Internet , the bulk of which are found in schools where over half of the students live in poverty . In addition to the market costs and risks , you also would run the risk of outliving your retirement funds or seeing them depleted over time . Visit the Social Security Administration Web site for publications and online resources to help you understand your Social Security benefits , how to apply for benefits , and the history of the Social Security program .