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Ferry tickets to Indonesia have been snapped up , and airlines flying from Malaysia to India , Sri Lanka and Nepal are fully booked . This was seen recently with Unification Minister Chang Dong-young stating that Pyongyang had the right to a peaceful nuclear energy program , while the top US negotiator at the six-party talks , Christopher Hill , has stated that light water reactors are unnecessary to meet the North 's energy needs . In these cases , the lending institution is required to notify the borrower that , in the event of a flood-related Presidentially declared disaster , Federal disaster assistance will not be available for the permanent repair or restoration of the building . The prohibition of the Act applies to federal regulatory instrumentalities , such as Office of Comptroller of the Currency , Federal Deposit Insurance Corporation , Federal Savings and Loan Institution , and Federal Home Loan Bank Board Lending institutions regulated , or whose deposits are insured , by the Federal instrumentality , must require the purchase of flood insurance according to the regulations of the federal instrumentality . ( Copyright 2005 Asia Times Online Ltd. All rights reserved . " The majority of Malaysia 's estimated 2 million undocumented workers are from Indonesia , Sri Lanka and India - the three countries worst hit by the tsunami .