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U.S. citizens and permanent residents of the U.S. are eligible to borrow the HELP loan after all eligible federal loan funds have been exhausted up to the cost of attendance minus all other financial assistance resources . Sallie Mae offers consolidation for MEDLOANS borrowers , plus other eligible Stafford Loan and HEAL borrowers , and they also service these consolidation loans . Graduate students can borrow , in Unsubsidized Stafford Loan , up to the graduate loan limit ( $ 18,500 ) minus the eligible Subsidized loan amount . A : Once you have consolidated your student loans , you can only obtain a new Consolidation Loan if you either have an eligible student loan that was never consolidated or you have received a new eligible student loan since the date of the original consolidation . City has applied for the full estimated eligible SRF loan amount of $ 6.2 million for the project with a 20-year repayment period and with the first SRF loan repayment due one year after completion of construction . Nellie Mae pays the 2 % origination fee on your behalf and additionally , with Nellie Mae Cash Back , eligible Stafford Loan borrowers can receive a check or credit equal to 3.3 % of their original principal loan balance , after making their first 33 payments by the due dates as initially scheduled . A : You can add an eligible student loan that you forgot to consolidate into your new Consolidation Loan if the loan is added within 180 days of the original date of your Consolidation Loan . Throughout the 1980s , before the previous triple-term government was first elected , eligible student loan applicants could receive over the full course of their programs $ 17,000 in Canada student loans , $ 17,000 in Manitoba government bursaries , and another $ 17,000 in Manitoba government grants or loans in the case of students enrolled in professional fields like engineering and law . TGSLC 's primary responsibility is to guarantee the repayment of principal and accrued interest on student loans to private lenders for each eligible student loan . U.S. citizens and permanent residents of the U.S. are eligible to borrow the MEFA loan after all eligible federal loan funds have been exhausted up to the cost of attendance minus all other financial assistance resources . Once you have consolidated your student loans , you can only enter into a new Consolidation Loan if you either have an eligible student loan that was never consolidated or you get a new eligible student loan after the date of the original consolidation . In addition , eligible Stafford Loan borrowers receive a check or credit equal to 3.3 % of their original principal loan balance with Nellie Mae Cash Back .