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The only way you can make certain you are not paying too much is to shop around . Moreover , you may want to consider additional single-purpose policies like long-term care or disability income insurance . Militancy , however , has continued unabated in Indian Kashmir following the earthquake , with the Indian Army saying that it had killed 29 militants in the last one week , with 16 militants shot dead while trying to sneak into India from Pakistan . They both have something to gain . Therefore , consumers should be aware of each of the three methods and may want to consider them in their purchase decision . The premium will be slightly higher for this coverage ; however , you may want to consider the option . Another question being asked is whether Bush will be able to match the charm of Clinton , whose status in the country is no less than that of a film star , with hysterical girls vying for his attention , some even breaking the strict security cordon to reach up close .