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The new law provided for a comprehensive overhaul of the deposit insurance system , including the merger of the bank and thrift insurance funds , an increase in coverage for retirement accounts , an award of $ 4.7 billion of assessment credits to recognize the contributions that established institutions made to build the insurance funds , and a method for charging risk-based deposit insurance premiums . At the end of the subscription period , during which investors reserved shares in the new Strategy fund prior to launch , it had more money than 88 % of other large-cap growth funds , according to Chicago fund-researcher Morningstar . The Commission recommends , for example , that when a company files for bankruptcy , the money it holds for its employees , such as deductions to pay for medical insurance or savings bonds , be treated as the employees ' funds , not assets of the debtor company . The final report of the Nordic UN Project , a four-year project undertaken by the governments of Denmark , Finland , Norway and Sweden , to survey and make recommendations on a whole range of economic and social areas needing reform at the UN : issues of governance and leadership , UN programmes and funds , the role of the specialized agencies , international financial institutions , emergencies and ad hoc operations , financing development programmes and funds , and UN staff resources . Please note that this fee must be in the form of a certified cheque or a money order or credit card , in Canadian or equivalent U.S. funds , made payable to the University of Saskatchewan .