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The account is controlled by you for the benefit of the child . The friendly staff will cut a wedge from any or all of them for you . There 's nothing drugs do for you that is good for you . " Young people do tend to be more supportive of private accounts , Jacobs says , " but in intelligent conversations or well-designed surveys , when you expand the conversations you quickly find younger workers have a lot of concerns beyond their 401 ( k ) or their own retirement plan . Whether it 's steroids , cocaine , or marijuana , it 's all no good for you . When you retire , if you convert your account into an annuity — an insurance policy that provides annual income in monthly payments — a small balance in the account would mean small payments . Mr. Hoover also said : " Do not circulate rumors about subversive activities , or draw conclusions from information you furnish the F.B.I . We're waiting with a new video card , new CPU , more RAM and a chunk of hard drive just for you . AzureusIf you're looking for a slew of features - - and really , I mean a ton of features - - then Azureus is for you .