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" And many people 55 and older interpret Bush 's plan as an attempt to eliminate the program 's protections that have reduced the portion of Americans age 65 and older who live below the poverty line from one-third in 1959 , the earliest year for which national statistics are available , to one-tenth in 2003 . The government puts the amount of your benefit in the card ’ s account every month . Some lose limbs , others are maimed , still others lose their lives . In his letter , Assistant Secretary Irving notes that ensuring that these schools and libraries implement acceptable use policies would be an important improvement in the program and provide a critical protection for children using online resources . What happens if you have to retire when the market is down or choose investments that perform poorly ?