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Denial was often the norm even for people with deep roots in a country who retained no connections with any other . Since SAMHSA did not offer a satisfactory explanation for its denial of a no-cost extension request that was alleged to be necessitated by SAMHSA 's own failings , we find that the denial was arbitrary and capricious . No denial was issued for 18 hours until the acting foreign minister said the reports were " less than accurate . NPIC 's denial of coverage was wrongful , and if the denial was in bad faith and the policy limits settlement offer was rejected either in bad faith or negligently , then lack of NPIC 's consent to the Americold settlement agreement does not preclude its enforcement against NPIC , if the amount is reasonable . They alleged that the denial was racially discriminatory and that it violated , inter alia , the Fourteenth Amendment .