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There is a protocol for waving to other boats one passes - you wait until you are exactly abeam of the other boat . Lastly , consumer credit information provider TransUnion recently issued a publicly available report stating that the top cause of identity fraud is now theft of records from employers or other businesses . Young girls under seventeen , and particularly those deemed to be virgins , were specifically targeted , and hundreds of them were later abducted by the rebels . Bob Moyer , whose sister has Down Syndrome , started the Montgomery County Association for Retarded Citizens and is now president of College Buddy , a program that sets up one-to-one friendships with students and citizens in the community with mental disabilities . The number two partner , when I went up to say that I wanted to go back to government , he said that , you know , it was really kind of funny , but people were sort of afraid to say , " Good day , " to me for fear it might not be a good day , and I 'd sue them again . Also , the Secret Service has assembled teams to investigate fraud rings that enlist corporate employees to steal consumer information , and last consumer credit information provider Trans Union issued a report stating that the top cause of identity fraud today is now theft of records from employers or other businesses .