[lemma=institution] [lemma=□] □
[lemma=institution] [lemma=choose] □
[lemma=institution] [lemma=institution] □
In two cases in 1997/98 , institutions chose the low-end of the fees collected at nearby institutions reasoning that they seemed adequate and fair . How are political institutions chosen and what difference do these choices make ? Some institutions choose to offer an honorarium or pay for straight time in addition to travel expenses . It will be difficult for consumers , and perhaps even for bank employees , to determine when a dispute about a particular check triggers the right to expedited recredit of disputed funds to the account , because that will depend on how the merchant and the financial institution chose to process that check .