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" ) After the effective data of the FIRM , the community 's floodplain management ordinances must be in compliance with appropriate regular program requirements . A major purpose of the NFIP is to alert communities to the danger of flooding and to assist them in reducing potential property losses before a flood occurs , not when it is too late . The National Association of Insurance Commissioners ( NAIC ) is a non-profit association whose members are the chief insurance regulatory officials in all 50 states , the District of Columbia , and the U.S. territories . " Some people are donating items such as blankets and clothing to avoid the chance they might be unwittingly bankrolling terrorists . It is also recognized at different levels by most of the Persian Gulf sheikdoms and has a presence in Afghanistan and also in Iraq , thanks to the traditional ties it enjoys with the Kurds . To the wellhead is easy . If the Indian and American versions of unilateralism reinforce one another , it will work to the detriment of institutions such as the United Nations and risk turning treaties like the NPT from imperfect but useful mechanisms into increasingly ineffectual ones , Talbott argued . You must have both Medicare Part A and B. Medicare Advantage PFFS - If you enroll in a private fee-for-service , you can receive care from any Medicare doctor that agrees to the plan 's terms , but you must live in the plan 's service area to be eligible . And Jiva Institute , a Delhi-based organization for social development , uses the mobile phone exclusively for its TeleDoc , which helps in providing medical attention to remote Indian villages with no easy access to treatment , by transmitting diagnostic data to an information technology-enabled central clinic and then prescribing medication and treatment . FEMA requires the community to designate a floodway to avoid the possibility of significantly increasing upstream flood elevations . Readers can obtain the most up-to-date insurance information by using the telephone and address directory at the end of this literature . The standard plans are labeled A through L. Remember , the plans are standardized . And while speculative investment using one 's own money must at some point be limited by fear of loss , for someone in a position to misappropriate state funds with impunity , the optimal " volume of investment " is practically infinite . Because a community 's participation status can significantly affect current and future owners of property located in Special Flood Hazard Areas ( SFHA ) and the availability of federal financial assistance in the flood-prone areas of the community , the decision should be made with a full awareness of the consequence of each action . Take for instance Basheer , one of 100,000 fishermen of modest means in the southern state of Kerala , who uses the mobile phone daily to strike the best deal once the catch is in his boat and well before it reaches shore .