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World Acceptance " actively markets the opportunity to refinance existing loans prior to maturity , thereby increasing the amount borrowed and increasing the fees and other income realized , " according to its 1997 Form 10-K report to the Securities and Exchange Commission . Events prior to the alleged abuse must be carefully evaluated . Specifically , the participants analyzed : ( 1 ) how interrogators develop relational familiarity with suspects prior to questioning ; ( 2 ) the design features of interrogators ' questions used to solicit private information ; ( 3 ) how suspects ' answers provide , or evade the provision of , such information ; and ( 4 ) whether , and how , suspects ' answers are treated as ( in ) adequate by interrogators . You should focus on the events prior to his injury and after . More importantly , reduced tax rates and increased investment in banks would improve enforcement to the extent that banks could withhold taxes from gains prior to reinvestment . All the events prior to and during the American Revolutionary War in central New York are interrelated , and these had profound effects on the people who lived there . CIFE will contact your advisor to determine that you have completed a courseaudit , are knowledgeable about the prerequisites for student teaching , and have tentatively set up a program to meet the prerequisites prior to the semester indicated for student teaching . The differentiation of tissues and organs in the digestive tract results from anteroposterior and dorsoventral patterning events prior to embryonic morphogenesis . An initial applicant may not request back payments that they had made on their educational loans prior to submitting your GSB Nonprofit / Public Service Loan Forgiveness application materials .