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The ground-color is produced by the whole cell line and banding by special groups of cells . The shell is encircled with three obscure red-brown bands . Commitments to guarantee loans may be made by the Administrator only to the extent that the total loan principal , any part of which is guaranteed , will not exceed $ _ _ _ _ _ _ , or the amount specified in appropriations acts for fiscal year _ _ _ _ _ _ and such sums as shall be necessary for each fiscal year thereafter . Within the resources and authority available , gross obligations for the principal amount of direct loans offered by the Administrator will not exceed $ _ _ _ _ _ _ , or the amount specified in appropriations acts for fiscal year _ _ _ _ _ _ and such sums as shall be necessary for each fiscal year thereafter . By seeing how different behaviors and thoughts change the feedback , the patient learns to regulate these functions on his own to improve functioning . However , this method of check identification should not be adopted until an agreement is reached , in writing , by the agency and vendors or payees concerning the exact references required on the check .