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The more comfortable adults were reading with their children , the higher the ACIRI scores were . The younger the children , the higher the observed risk . With few exceptions , the more complexity in terms of software and functionality desired on an intranet , the higher the technical skills and staff levels that will be required for its development and maintenance . The longer the number of years before retirement during which any given contribution earns interest ( and benefits from the power of compound interest ) , the higher the hypothetical retirement benefit from the given contribution would be .