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DOT has been very aggressive in expanding its purchase card program and the FY98 numbers reflect a 13 % increase in the dollars spent through the purchase card program , and an 8.5 % increase in the number of transactions . That we get greater protection for the dollars paid , we thought it was favourable to us to buy it . Johansen took charge of the MasterCard program , a program in which a percentage of the dollars spent using the credit card returns to FHSU . However , because of all the other changes that we need to deal with , there are ways in which we can show them in a relative way that the dollar expended by the senior can be better spent tomorrow than it is today , and Mr. Novelli , in that regard , I know that you are involved in terms of the various activities of AARP in providing seniors with Medigap products .