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Musharraf knows that to stay in office he must tread gingerly on the issue of bringing about religious reforms , closing or curtailing the madrassas , or putting all jihadi groups out of business , if not out of existence . Usually India has chosen guests who do not raise any controversy . compensation provides benefits if the illness or injury is work-related ; civil service disability covers federal or state government workers ; and automobile insurance may pay benefits if the disability results from an automobile accident . Flood hazard areas are determined using statistical analyses of records of river flow , storm tides , and rainfall ; information obtained through consultation with the community ; floodplain topographic surveys ; and hydrologic and hydraulic analysis . Your home may not qualify for one of the five homeowners package policies ; therefore , a company may offer you limited coverage on your house . ICHIA provides health insurance for Indiana residents , of any age , who cannot obtain other health insurance coverage due to health reasons . Condominium Unit-Owners Form ( HO-6 ) will cover a unit-owner who wishes to insure his or her property or to cover any items not insured by the association 's policy . ) Almost all fee-for-service plans apply managed care techniques to contain costs and guarantee appropriate care ; and an increasing number of managed care plans contain fee-for-service elements . If you are buying individual insurance , or any form of insurance that you purchase directly , read and compare the policies you are considering before you buy one , and make sure you understand all of the provisions . Catastrophic coverage pays hospital and medical expenses above a certain deductible ; this can provide additional protection if you hold either a hospital-surgical policy or a major medical policy with a lower - than-adequate lifetime limit . Load - Any sales fees or charges you pay in purchasing an annuity contract . While all 10 standard policies may not be available to you , Plan A must be made available to Medicare recipients everywhere . India 's mobile-techno mantraBy Siddharth Srivastava NEW DELHI - It is described as a rapidly rising technology quotient , which is beginning to define the youth of India today , who form over 70 % of the country 's population , with a substantial number employed in India 's burgeoning service sector - hospitality , software , information technology , banking and call centers . Not all insurers use these exact terms to describe their home insurance forms ; however , the coverage provided will be similar .