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Coverage is provided for foundation elements , including posts , pilings , piers , or other support systems for elevated buildings . The Foreign Ministry , however , denies its aid budget , which plays the important role of national diplomacy , will face pressure from Washington . Ferry tickets to Indonesia have been snapped up , and airlines flying from Malaysia to India , Sri Lanka and Nepal are fully booked . Buildings over water or principally below ground , gas and liquid storage tanks , animals , birds , fish , aircraft , wharves , piers , bulkheads , growing crops , shrubbery , land , livestock , roads , machinery or equipment in the open , and motor vehicles are not insurable . Take for instance Basheer , one of 100,000 fishermen of modest means in the southern state of Kerala , who uses the mobile phone daily to strike the best deal once the catch is in his boat and well before it reaches shore .