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Treasury RFCs make every effort to rigidly adhere to a 24-hour payment processing schedule ( i.e ., for agency payment requests received prior to the close of the RFC 's daily window ( usually in the afternoon ) of business day 1 , checks will be released on business day 2 , and ACH funds will be credited and available for use at the Financial Institution on business day 2 ) . They cling to branches by the tips of their tails , suspending themselves horizontally for almost the entire length of their bodies . Agencies , including Treasury / FMS or Treasury-designated debt collection centers , shall refer delinquent accounts to the Department of Justice , or use other litigation authority that may be available , as soon as there is sufficient reason to conclude that full or partial recovery of the debt can best be achieved through litigation . Overall , the tool improves on previous retrospective georeferencing methods by a ) increasing speed , b ) enabling a user to represent a locality as a two dimensional shape [ e.g ., a circle , buffered line , or irregular polygon ] , c ) integrating place-name look-ups and a variety of spatial measuring tools to assist drawing a locality ; d ) quantifying the precision of a locality ; and e ) facilitating the capture of metadata to document the geo-referencing process . Existing research in the field , and clinical experience , suggest that MDD may best be considered a chronic disease , similar to diabetes or asthma . In exceptional circumstances , the Secretary of the Treasury may waive this requirement with respect to obligations that the Secretary determines : ( 1 ) Are not suitable for investment for the FFB because of the risks entailed in such obligations ; or ( 2 ) are , or will be , financed in a manner that is least disruptive of private finance markets and institutions ; or ( 3 ) are , or will be , based on the Secretary 's consultation with OMB and the guaranteeing agency , financed in a manner that will best meet the goals of the program .