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The coverages offered to homeowners are typically contained in a package of liability and property coverages . You will find that these policies offer many choices , so be sure to ask questions and find the right plan to meet your needs . The Vladimir Putin government has been quite clear in rejecting any role for the SCO in collective security , preferring to keep this function within the Commonwealth of Independent States ( CIS ) . In some cases , consumers can save money with direct marketers because these companies do not have to pay insurance agents commissions to sell their policies . This is called prepaid care . Some policies may offer additional benefits , such as coverage for preventive medical care , prescription drugs , or at-home recovery . But Gutierrez says such threats are outdated and do not fit the current global trade architecture , since Chinese growth is creating jobs in the United States . Similar to risk pools for automobile insurance , these can provide health insurance for people who can not get it elsewhere . Manmohan and the all-powerful Congress Party president Sonia Gandhi marked out time for Hillary when she visited earlier this year . This coverage protects you against a claim or lawsuit resulting from ( non-auto and non-business ) bodily injury or property damage to others caused by your negligence . " The biggest danger for the Islamic republic is that the Pakistanis , under growing pressures from Washington , might inform Israel on the extent of cooperation offered by Abdul Qadeer Khan , the so-called father of Pakistan 's atomic bomb and the materials he sold to Tehran secretly , " said Hasan Shari'atmadari , a member of the Iranian Republican Movement based in Hamburg , Germany . This literature is designed for readers who do not need a detailed history or refined technical or legal explanations , but do need a basic understanding of the program and the answers to some frequently asked questions . In view of the preceding , what should Musharraf do to create an effective campaign of public diplomacy ? Even before Zia 's systematic endeavors to Islamize the country in the 1970s , Pakistan 's Muslim community was well aware of the description of militant jihad through the writings of Maulana Abul Ala Maududi , a prolific Islamist scholar whose writing influenced the thinking of some major jihadis as far as Egypt , and as far back as the 1950s . Perhaps a Bush jogging trail could be named . If a charge will be necessary for the service , the extent of the service and the costs will be discussed during the call . In other words , during the drill Russia also sent a message , or rather a sales pitch , to China . This may include increasing the amount of your insurance on a monthly , quarterly or yearly basis to keep up with the inflation rate . These policies typically contain a very high deductible ( $ 15,000 or more ) , and a maximum lifetime limit high enough to cover the costs of catastrophic illness . There is a charge for maps for some users , so it is advisable to call for detailed information . During the 30-day period following a community 's initial entry into the emergency program or following the community 's conversion to the regular program , the effective date and time of any new or added amount of flood insurance coverage is 12:01 a.m. of the day following the application date and the presentment of payment of premium . Communities , developers , and property owners often undertake improvement projects intended to reduce the flood hazard in their communities and usually want FEMA maps to recognize the effects of these projects .