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The Sherman Act also makes it a crime to monopolize any part of interstate commerce . The Act also ensures there is an opportunity for public participation in the assessment process . This Act also stipulates regulations for the retail sale of tobacco products ( including the requirement for retailers to post a sign detailing the criminal nature of selling tobacco products to youth , as well as the use of these products by those under the age of 18 ) . The Act also makes provision for all schools to have democratically elected governing bodies in which parents , teachers and ( in secondary schools ) students will be represented . The Truth in Lending Act also protects you from changes in the terms of the account ( other than a variable-rate feature ) before the plan is opened . The Act also makes racial vilification unlawful . However , the HMO Act also exempts federally qualified HMOs from any law or regulation that would prohibit the health plan from doing business in the State as an HMO . That provision of the Act also protects the employee who files a safety and health complaint , asks for access to the Part 1904 records , or otherwise exercises any rights afforded by the OSH Act. OSHA has also included in the final rule , in section 1904.36 , a statement that section 11 ( c ) of the OSH Act protects workers from employer retaliation for filing a complaint , reporting an injury or illness , seeking access to records to which they are entitled , or otherwise exercising their rights under the rule .