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I 'd like to turn briefly now to two major planning initiatives that the University completed during this past academic year . Hence a piece of metal which conducts heat away from your skin rapidly feels colder than a piece of wood or plastic , even though they may all be at the same temperature . In 1997 , during the last Reauthorization of the Higher Education Act , a College Cost Commission was established to try to address the challenges . This occurs during pregnancy as well as during exercise ( FFA levels go back down after exercise ) . They tell you whether what you are touching is hotter or cooler than your skin . In addition , some of these A and B alleles seem to code for proteins with greatly reduced enzyme activity , such that homozygotes for these alleles appear to have an O phenotype , even though they produce small amounts of A and B antigens . Just look at the contents page , and decide whether there is anything which interests you in that issue . The Department of Education ’ s FY 04 budget proposal estimates that federal student loans will help more than 12 million students finance their education this year . This single study cannot prove that chewing food thoroughly will cause a person to feel full more quickly than when food is chewed slowly , but it 's a good start . You will recall that more than two years ago , our Board of Trustees adopted a tuition increase plan that came to be known as the AFreshman Bump . Congress will be examining whether the current HEA programs adequately promote the goal of expanding access to postsecondary education for disadvantaged students . Congress will also consider whether the predominance of loans in student aid packages has adverse consequences for low-income students who are often not comfortable incurring large levels of debt , and whether the process of applying for student aid is too complicated and likely to discourage needy students from securing aid . In some cases , the Deans will follow up with an external review to determine whether the programs are still viable or how they might be modified to make them more successful . So , even though most muscles are doing something most of the time , they do not normally grow like a body-builder 's . This year , the University ’ s share of increases in health care benefits for employees is more than $ 14 million .