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Agencies should also utilize the monitoring efforts of GSEs and similar organizations for guaranteed loans that have been `` pooled '' . Additionally , FMS issues operational and procedural guidelines regarding government-wide credit management and debt collection such as `` Managing Federal Receivables '' and the `` Guide to the Federal Credit Bureau Program . Over 120 countries are represented in the collections , but the strengths of the department are its extensive holdings of birds and mammals from western North America . Reliable figures do not exist , but elapids and viperids together may kill between 10,000 to 50,000 people a year worldwide . This helps us to document the use of specimens as " vouchers " in the literature Accuracy and Limitation of Liability Although we make every attempt to provide reliable taxonomic , biological , distribution and ecological data , we cannot guarantee the absolute accuracy of these data . A great night by any snake hunter 's standards , but unfortunately this night , and the rest of the month-long trip , passes without a cobra sighting . Loan asset sales / prepayment programs must be conducted in accordance with policies in this Circular and procedures in `` Managing Federal Receivables , '' including the prohibitions against the financing of prepayments by tax-exempt borrowing and sales with recourse except where specifically authorized by statute . The monocled cobra has a circle-shaped mark-the " monocle " - on the back of its neck , clearly visible when the animal spreads its hood in response to a perceived threat . For hundreds of years , the data associated with museum specimens have consistently included geographic location , but well over 95 % of this locality information exists in only textual form , such as " South bank of Purisima Creek " , or " 1 mi W of El Camino Real " , rather than coordinates such as latitude / longitude or UTM . For example , " Camptonville " could be represented by a circle of any size , an irregular polygon , or a buffered line ( see Figure 3 ) . I would sit in the front row of my math class , with my notebook open and ready to take notes , but then something would catch my eye out the window and I 'd miss the whole lesson . Government 's Receivables '' and `` Delinquent Debt Collection '' ) also apply to receivables due to the Government from the sale of goods and services ; fines , fees , duties , leases , rents , royalties , and penalties ; overpayments to beneficiaries , grantees , contractors , and Federal employees ; and similar debts . I start to walk for the water jug , but already my vision is so blurred that I cannot see where I 'm going . Clicking the " Parse SDO " button instead will begin a series of steps that will " zoom " you to the proper location on the base maps . But what is more important , you do n't learn anything about the features which make your specimen distinct .