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" The guaranty funds are established by state law and are composed of licensed companies in the state . Chapter M , of this Title , incorporates those provisions and procedures , written as of 1999 . Musharraf knows that to stay in office he must tread gingerly on the issue of bringing about religious reforms , closing or curtailing the madrassas , or putting all jihadi groups out of business , if not out of existence . The signature constitutes a certificate that the signer has read the pleadings ; that to the best of his knowledge , information and belief , there 's good ground to support it ; and that it is n't filed just for the purpose of delaying the action . Owners of non-residential condominium units may purchase only contents coverage in their own name .