□
□ □
[□]
Cost of living , income flows in retirement , long-term health care , living wills , power of attorney , medical insurance , and the eventual death must be considered . Completing two concentrations greatly reduces the degree of flexibility students have in choosing courses ; students are , therefore , advised to consider carefully whether two concentrations will enhance their overall academic experience or detract from their ability to engage in meaningful intellectual exploration . The characterization of the amount of population structure on different geographical scales will influence the design of experiments to identify the genetic variants that increase risk of complex diseases , such as diabetes or heart disease . The hope behind the U.S. policy is that expanding economic freedom and openness in the Middle East will create private-sector opportunities in a region plagued by high trade barriers and stagnant growth .