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The Act prohibits federal agencies , such as FHA , VA , and SBA , from making or guaranteeing a loan secured by a building in a SFHA unless flood insurance has been purchased . The friendship between Song-Jiang may be the reason why in July the website of an influential paper , Guangming Daily , reprinted an article , more than two years old , detailing the rise of Song as an artist . Other Japanese ODA policies , such as its focus on Asian developing countries and its latest commitment to double aid to Africa , will not change , the official said . It answers some commonly asked questions and also includes thumbnail descriptions of other forms of health insurance , including hospital-surgical policies , specified disease policies , catastrophic coverage , hospital indemnity insurance , and disability , long-term care , and Medicare supplement insurance . Until recently , such coverage was generally unavailable from private-sector insurance companies . Growing bilateral trade , cooperation in the G33 bloc at the World Trade Organization and China 's recognition of Sikkim as a part of India as quid pro quo for India 's recognition of Tibet as a part of China are further evidence of a rapprochement in Sino-Indian relations . Coverage also is available for basement and enclosure utility connections , mechanical equipment necessary for the habitability of the building , such as furnaces , hot water heaters , clothes washers , and dryers , food freezers , air conditioners , heat pumps , electrical junctions and circuit breaker boxes . Some policies may offer additional benefits , such as coverage for preventive medical care , prescription drugs , or at-home recovery . Coverage is provided for foundation elements , including posts , pilings , piers , or other support systems for elevated buildings .