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We find that the aqueous concentration of cyanide ions in the gas chambers was reduced by 1 ) the short gassing time , and 2 ) the washing of the walls with water after gassings , and that these processes would have reduced that concetration below the threshold identified by Alich et . For maintenance periods between any two adjacent annual indexation dates , break factors are estimated under the assumption that the indexation is phased in at a constant growth rate throughout the year . The Loan Quality Assessment Project involved teams of senior examiners from throughout the Federal Reserve System , and was designed to link changes in lending terms and standards to the overall credit quality of bank loans made in the second half of 1997 as compared to loans made in the second half of 1995 . The remaining segments showed modest classification rates that were below the average those for the entire SNC program . Effective September 12 , 1968 , Regulation D was amended to : ( 1 ) reduce the reserve computation and maintenance periods for country banks from two weeks to one week to coincide with one-week periods for reserve city banks ; ( 2 ) change contemporaneous reserve requirements to lagged reserve requirements ( LRR ) , which required all banks to compute weekly average required reserves for the maintenance week on the basis of average daily deposits two weeks earlier ; ( 3 ) count average vault cash held two weeks earlier toward the required reserves for the present week ; and ( 4 ) allow either excesses or deficiencies averaging up to 2 percent of required reserves to be carried forward to the next maintenance week . But it was not till the fifties that the trend may be defined as " historical revisionism " arose and started developing ; its supporters claim that the history of the World War II has been fabricated for the purposes of anti-German propaganda . " At the crossroads of terror - Inside the clandestine operations center where the CIA tries to anticipate what al-Qaeda will do next . The deaf and hard of hearing account for 8.6 million of the 59 million people in the UK. Combine hat with the millions throughout the world who would also benefit , and a huge market opportunity emerges for the right products . To best perform this role , the risk ratings structure should meaningfully differentiate the degree of credit risk in loans , and should be supported by independent analysis or review of the risk ratings being assigned to loans both at inception and periodically over the life of the loan.1 The criteria used in assigning a rating should be clear , explicit , and applied consistently both throughout the institution and over time .