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Standard repayment mortgages began to replace endowment-backed loans after 1992 , and a higher proportion of new lending was at fixed rates of interest . Among the 12 largest denominational groupings in the country , the number of individuals who can be classified as born again - not based upon self-report but upon their beliefs about life after death - ranges from a high of 81 % among the Assemblies of God to a low of 25 % among Catholics . So she sat on , with closed eyes , and half believed herself in Wonderland , though she knew she had but to open them again , and all would change to dull reality - - the grass would be only rustling in the wind , and the pool rippling to the waving of the reeds - - the rattling teacups would change to tinkling sheep - bells , and the Queen 's shrill cries to the voice of the shepherd boy - - and the sneeze of the baby , the shriek of the Gryphon , and all thy other queer noises , would change ( she knew ) to the confused clamour of the busy farm-yard - - while the lowing of the cattle in the distance would take the place of the Mock Turtle 's heavy sobs . Some of the revisions to the quarterly growth rates of GDP were more sizeable . Other studies have found Hispanic girls rank higher in rates of pregnancy , depression , and suicide than any other racial or ethnic group . I have participated in several projects focusing on systematic relationships , rates of molecular evolution , and biogeographical events of the Hawaiian honeycreepers ( i.e. I'Iwi pictured ) . However , as a result of the tobacco control program implemented in California , the rates of tobacco use in California continued to decline two to three times faster than in the rest of the country throughout the 1990s . Bipolar disorder affects more than two million Americans and is characterized by dramatic mood swings , alternating between the highs of mania and lows of depression . The awards were made to Pam Low of New London , Francis E. Googins of Sarasota , Fla ., Paul H. Caswell of Rye Beach and Edwinna C. Vanderzanden of Rochester . The increasing magnitude of the direct effect of the size term ( increasing from a low of +.65 in the grade 3 equations to a high of +1.45 in the grade 11 equations ) and of the indirect effect of size via the interaction term ( increasing from a low of -.64 in the grade 3 equations to a high of -1.62 in the grade 11 equations ) accounts for the pattern of effect sizes given in Table 9 . Information developed in November 2005 estimates that the abundance of legal-sized white sturgeon is now at a 50-year low of about 10,000 and may not increase substantially within the next 10 years . When stocks dropped to the previous record low of 55 days of consumption in 1973 - - and grain prices doubled - - it took 3 years of all-out production , planting fence row to fence row , to rebuild stocks to a secure level .