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In particular , ask them what kind of claim service they have received from the companies they recommend . But on the other hand , others have charged that even if such legislation is well-crafted to ensure that people are not compensated for not doing what they have no right to do in the first place , the net effect will still be either a restraint on regulation or a drain on the taxpayer . Visual art in Newfoundland has benefited from a bedrock - a permanent staff , if you will - of these and other artists , curators and educators such as Bill Ritchie , Frank Lapointe , Ray Mackie , Helen Parsons Shepherd and Reginald Shepherd , Patricia Grattan and Caroline Stone . Austria 's financial sector has benefited from globalization , in particular from the expansion in central and eastern Europe . The first one-on-one conversation she has with Obi was regarding Obi 's seasickness ( she had gone to his cabin , on their voyage home , because she had seen that he was feeling ill ) . Twenty years she had dreaded that visit .