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The friendly young woman who answered the call said cheerfully that Helen ( who , like the other seniors in this story , asked not to be identified ) could get coverage with absolutely no monthly premium payment , and the young woman would be glad to send details about the best available plan . A few points are of importance in the social etiquette of indoor life , and should not be lightly ignored by the foreigner , who , on the other hand , would be wise not to attempt to substitute altogether Chinese forms and ceremonies for his own .