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We have taken advantage of the recent short-term fall in oil prices to hedge 90 % of our needs from June to October 2006 at an average price of $ 70 a barrel . Access charge reductions , in particular , coupled with growth in the industry , declining costs , increased competition , and the elimination of deadweight losses , enable the new universal service support mechanisms to be initiated - - and the low-income and high-cost programs to be maintained - - while aggregate prices to consumers continue to decline . That was far below the 9 percent price gain turned in during 2005.David Seiders , chief economist of the National Association of Home Builders , said he looked for home prices to continue to be depressed in 2007 as builders scramble to reduce near-record levels of unsold homes.He said his organization 's January survey of builder sentiment showed continued extensive use of incentives to clear the backlog , with 60 percent of builders surveyed offering optional items such as kitchen upgrades or decks at no charge . The woman 's human qualities-intelligence , attractiveness , personality-must be converted into currency for bride price to be negotiated . Obviously , the Vernons were , in fact , going through with the appraisal proceeding rather than merely holding out for stock prices to increase in value .