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Colony Life Insurance , Nationwide , and State Farm Mutual Insurance Company are just a few examples of insurance companies that have adopted underwriting procedures which discriminate against victims of domestic violence . The Photochemotherapy ( PCT ) Group at the University has been working on drugs which act against bacteria in a completely different way to that of conventional drugs . An armor bonus does n't apply against touch attacks , except for armor bonuses granted by force effects ( such as the mage armor spell ) which apply against incorporeal touch attacks , such as that of a shadow . Institutions which discriminate against students on the basis of the regulations are protected from prosecution under the Race Relations Act 1976 . Beyond the limits of things necessary for its well-being , it can only give indirect help to fight the battle of life by promoting the influences which prevail against temptation religion , education , and the distribution of wealth . Nor is it clear that removing policies which discriminate against forest production would have a major positive effect in this regard . The Secretary of State introduces his opinion with an observation , that the proposed incorporation undertakes to create certain capacities , properties , or attributes , which are against the laws of alienage , descents , escheat and forfeiture , distribution and monopoly , and to confer a power to make laws paramount to those of the States . There are some interests which act against this forecast : e.g . " We , the African people , regard as fundamental to the establishment of a new order in South Africa the abolition of all enactments which discriminate against the African on grounds of race and colour .