[word=or]? [lemma="``"] ([□=□] □)?
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A low risk business , or " green light " , usually maintains the current ratio above 1.5 . The Cato Institute 's Jerry Taylor defines the battle as " The Pickpocket State vs. Tobacco " , while Levy calls tobacco settlements " Dangerous to Your Liberty " . The term " Appellate Board " or " Appellate Officer " means any persons or person authorized by the Vice President for Student and Academic Services to consider an appeal from a Hearing Officer 's or Hearing Board 's determination that a student has violated the Student Code of Conduct or from the sanctions imposed . " : Submission , Australian Seniors Computer Clubs Association . Let me point out that Ms. Watkins is not a `` whistleblower '' in the conventional sense . It has a " town center " * component as well as out parcels , strip malls , hotels , upscale new urbanist single family neighborhoods , condominiums and apartments . I know Columbia does not own this building ; hence the 50-foot tall charge of " eminent domain abuse . " She 's determined that being a homeowner will not curtail her upcoming traveling plans ( now postponed until after Anna 's wedding ) . Today we are going to concentrate on the Raptor transactions , which are described on the report of the special committee as `` extremely complex Raptor structured finance vehicles '' designed to allow Enron to `` avoid reflecting losses in the value of some merchant investments in its income statement . Beside reducing solid waste , the compost or " gardener 's gold " you make will benefit your landscape plants . I believe this is what you alluded to in your memo when you wrote , and I am quoting , `` If adequately explained , the investor would know that the entities described in our related party footnote '' - - and I assume you meant footnote number 16 of Enron 's 2000 annual report - - `` are thinly capitalized , the equity holders have no skin in the game , and all of the value in the entities come from underlying values of the derivatives . In the new millennium , it will be increasingly difficult for an American to tell what " a Christian " or " a Buddhist " looks like . Depending on the bank , Automatic Teller Machines are called " Night and Day Bank " , " Autobank " , " Flexiteller " , " Multicard ATM " or " ATM " . So I went out and got the book `` The Emperor 's New Clothes .