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An insurance form is another name for an insurance policy , and it specifies what perils your home and belongings are insured against . People who are 65 or older can buy Medicare supplement insurance without having to worry about being rejected for existing medical problems , so long as they apply within six months after enrolling in Medicare . If you turn 65 and are covered under your working spouse 's employer group health plan , you may want to delay enrolling in Medicare Part B. Note : Group health plans of employers with 20 or more employees must offer spouses of active workers the same health benefits regardless of age or health status . If you decide to replace an existing Medicare supplement policy - - and you should do so only after careful evaluation - - you must sign a statement that you intend to replace your current policy and that you will not keep both policies in force . After nine years , India had over 30 million subscribers and was adding 1.5 million more every month , says Vince Mazzola , president and chief executive officer of Lucent Technologies India . If you turn 65 , continue to work , and are covered by an employer group health plan , you may want to delay enrolling in Medicare Part B. Note : Group health plans of employers with 20 or more employees must offer active workers who are 65 or older the same health benefits provided to younger employees . BG & R also has its eyes on the huge budgets allocated for the Iraq war . Policies in force at the time of suspension continue in force for the policy term .