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A spokeswoman said : Companies need to look carefully at the type of jobs their staff do to make sure they are n't unduly stressed , and make sure someone has the training , and has n't got too much work . While the bill provides that FSHCs may own certain ` financial ' companies up to 10 % of the FSHC 's capital and surplus ( provided that any such company was acquired more than 2 years before the securities firm became an FSHC ) , the bill 's definition of ` financial ' is unduly restrictive in that it excludes insurance and does not clearly include real estate , both of which are commonly though of as being financial . In that case , Pacifica argued that the indecency standard at issue was unduly vague because the language " encompassed so much constitutionally protected speech . A civil society depends on a government that does not unduly restrict liberty and economic opportunity .