□
□ □
[]
In the months after I delivered my paper that sense of crisis reached something of a fever pitch , in the course of which there were virtually daily reports about the social and economic effects of increased premiums : the abolition of charitable and social events , ranging from dances to fetes to surfing carnivals , even Christmas carols ; the closure of children 's playgrounds , horse riding schools , adventure tourist sites , even hospitals ; the early retirement of medical practitioners and their refusal to perform certain services , particularly obstetrics ; the inability of other professionals to obtain cover for certain categories of risk led to similar withdrawal of services , for example , engineers advising on cooling tower maintenance could not get cover for legionnaires disease , building consultants could not get cover for asbestos removal , agricultural consultants could not get cover for advice on salinity ; many professionals were reported to have disposed of assets so as to be able to operate without adequate , or even any , insurance . People are taking that chance if they continue playing golf , jogging , horseback riding or boating after they can hear thunder . On the grounds of the mansion , the men learn about swordplay , horseback riding and hawks , then study the fine art of walking with a personal trainer . In short , I spent that week replacing the fantasy of Parisian cafes , gondola rides and Moulin Rouge with the reality of bitterly cold winters , cranky subway attendants and four hours of paperwork just to buy a television . She enjoys spending time with her family and friends , horseback riding and snowboarding . The surrounding areas also offer you a place where you can practice all kinds of sports such as sailing , canoeing , horse riding or trekking . Galapagos was one kind of reality for me and one of chasing penguins , boat rides with beautiful vistas , competitive volleyball matches on the waterfront , expensive Internet connections , and the foreign element in the form of socialization and dining . These forests offer many recreational opportunities , including hiking , camping , bird watching , mountain biking , horseback riding , fishing , hunting , trapping , snowmobiling , snowshoeing , cross-country skiing , and improved all-terrain-vehicle ( ATV ) access for people with mobility impairments . Alexei 's other interests include mineralogy , horse riding and scuba diving . These particles , known as pollen , hitch rides on currents of air . It is a great area for bushwalks , cycling , horse riding , camping and scenic drives . When he is not working , Greg enjoys a number of sports , including golf , basketball , horseback riding , windsurfing and hiking .