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Grouping governmentwide data into categories similar to those areas used in the annual budget ( Analytical Perspectives ) , which presents an analysis by education , housing agencies , business and rural development , and insurance programs , would provide a better basis for evaluating agency performance and finding alternative solutions for decreasing delinquent debt . Loan guarantees that cover 100 percent of any losses on a loan encourage private lenders to exercise less caution than they otherwise would in evaluating loan requests . Both of these sites seek to gather information regarding the 1 ) seasonal variation of faunal composition 2 ) a thorough inventory of the herpetofauna at each site 3 ) natural history of each species 4 ) seasonal variation of frog calls 5 ) market sales and usage of amphibian and reptile products . This great land mass is only 250 miles east of Africa across the Mozambique Channel . These data may not be used for commercial or for-profit purposes without the express written consent of the California Academy of Sciences , and may not be repackaged , resold , or redistributed in any form . A portion of each sale is donated by Amazon to the department 's research fund . It must be remembered that it differs radically from an operculum in being only a temporary secretion , while the operculum is actually a living part of the animal . We believe focusing upon amounts which remain in the collection process would be beneficial primarily because it would offer the Congress a better picture of both what borrowers owe and agencies ' debt collection efforts . The copyright holders are not liable for any damages which may result in any manner from the use of this software . In addition , Federal receivables , whether from credit programs or other non-tax sources , must be serviced and collected in an efficient and effective manner to protect the value of the Federal Government 's assets . Certain debt collection techniques authorized or mandated by the provisions of the Debt Collection Act of 1982 ( DCA ) , as amended by the Debt Collection Improvement Act of 1996 ( DCIA ) , do not apply to debts arising under the Internal Revenue Code , certain sections of the Social Security Act , or the tariff laws of the United States . How many cases and dollars of delinquent debt were submitted for each offset tool compared to the total delinquent debt an agency was attempting to collect ? Federal agencies should explicitly define the components of the loan to value ratio ( LTV ) for both direct and guaranteed loan programs . Within seconds , Dong is pouring water liberally into both of my eyes , but minutes later they are still burning . This list is preliminary ; we anticipate the addition of many new species , both species new to science and species new for Myanmar . As noted in this report , in crafting the act , the Congress recognized that to be useful , agency performance reports would not only need to document performance levels , but also explain and describe the reasons for any unmet goals and new plans for achieving those goals . The review should include an examination of the agency 's current capacity to administer the new or expanded program and an estimation of any additional resources that would be needed . Large prey receive more venom than smaller prey , and often an attacking snake considers it unnecessary to inject venom into a potential predator ( such as a human ) that it is trying to repel , rather than kill . The query forms in each database enables records to be retrieved using various fields ( e.g ., Genus , Country , Year , etc. ) . So we travel north , stopping at each village to interview the inhabitants about the local cobras . The Afrotropical fauna is not well characterized : except for the recent description of Hortipes by Bosselaers and Ledoux ( 1998 ) no treatment of the Afrotropical species has been published . Government 's Receivables '' and `` Delinquent Debt Collection '' ) also apply to receivables due to the Government from the sale of goods and services ; fines , fees , duties , leases , rents , royalties , and penalties ; overpayments to beneficiaries , grantees , contractors , and Federal employees ; and similar debts . The Department of Ornithology and Mammalogy , the California Academy of Sciences , or any of its staff or associates are not liable for loss or damages resulting from use of these data . For such databases , the user would derive a latitude and longitude value for each specimen .