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Instead of making co-payments for health care , you use account money to cover medical expenses up to the deductible or for other expenses that are n't covered . The caregiver should ask parents for information regarding the child ’ s development , health , and behavioral status , especially information about the child ’ s health since the last attendance in the facility . " Guests included such health heavy hitters as Michael Leavitt , U.S. Health and Human Services Secretary , and Dr. Anthony Fauci , director of the National Institute of Allergy and Infectious Diseases . Realistic goal setting is crucial , and most qualified health professionals can help you establish an ideal body weight , percentages of body fat , and performance skills , clarifying your own personal expectations . " Signing up for health insurance may not be the most fun thing they 'll do today , but they know it 's very important .