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The regular program is the phase of a community 's participation in the NFIP under which more comprehensive floodplain management requirements are imposed and higher amounts of insurance are available based on risk zones and elevations determined in the flood insurance study of the community . literature to make sure the one you select fits your needs . Consumers often rely on their insurance agent or company to tel them what kind of coverage they need . The realists ' stronger position , of course , is due above all to the fact that , with 150,000 US troops still bogged down in Iraq at the cost of US $ 6 billion a month , the " coalition of the willing " getting smaller virtually every month and public support for the war in a state of collapse , those who argue for expanding the conflict have a hard row to hoe . It may be used to order maps . For tea stall helper Abdul Rauf Chinanaina - a 19-year-old Tamil Muslim from the tsunami-devastated coastal settlement of Nagapattinam in southern India 's Tamil Nadu state - the clock is mercilessly ticking away . Whether you end up choosing a fee-for-service plan or a form of managed care , you must examine a benefits summary or an outline of coverage - - the description of policy benefits , exclusions , and provisions that makes it easier to understand a particular policy and compare it with others . A. Depending on what your condition is and when it was diagnosed and treated , you can probably buy health coverage . A. Your aim should be to insure yourself and your family against the most serious and financially disastrous losses that can result from an illness or accident . A. No. Although you can select a plan or buy a policy that should cover most medical , hospital , surgical , and pharmaceutical bills , no single policy covers everything . This was built by a local transportation department at a cost of more than 100 million yuan ( more than US $ 12 million ) to link up with a new expressway . Medical payments do not apply to your injuries or those of family members living with you or to activities involving your at-home business . A printed form usually is available from the adjuster assigned to the claim .