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Speaking with customers who have missed payments by up to 15 days accomplishes a number of things ; the customer is more open to providing information and may have more options available . However , Part III demonstrates that there are certain provisions of the Bill of Rights the Second , Ninth , and Tenth Amendments wherein the conflict between constitutional protections and plenary power is more open . The irony is that as Latin American society grows more open , attacks are increasing on journalists pushing the limits of press freedom . The financial services community is more open to small business .