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He identified two problematic issues that have likely contributed to this lack of interest , of those in child development and of those in education , in cross-cultural research . Prunus armeniaca ‘ Delicot ’ ( pictured ) , ‘ Douceur ’ , ‘ Tomcot ’ , ‘ Larquen ’ and ‘ Larclyd ’ have been planted and others will be added to the collection including ‘ Petit Muscat ’ with small , almost stoneless fruit . It makes more sense for them to pay their $ 295 penalty and hand the health-insurance problem back to the individual - - and ultimately to the taxpayers of Massachusetts . As stated above , the proposed modifications addressed public concerns already communicated to the Department through a wide variety of sources since publication of the Privacy Rule in December 2000 . Stephen Roach , chief economist at Morgan Stanley , seems to admit as much when he says downsizing , wage stagnation and a shortsighted corporate efficiency mania have drastically changed the work environment to the detriment of the worker .