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The second method would involve mailing updates on CD-ROMs or DVD-ROMs to the beneficiary universities . Rather than figure out the problems with the education system ( which proper assessment techniques of delivery system and curriculum would have shown ) , our k-12 educators decided the problem lay with a poor quality of student coming to them ( resulting in a tremendous amount of misused resources on fads that do no good because the proper problem is not being addressed ) . It is only recently that they have been used to incorporate agreements on reforms and resource reallocations to targeted food programmes . Abstract : Agreements on reforms of corporate governance , corporate law , and securities regulations , in order to augment the functioning of emerging equity markets , are complicated due to the fact that two different financial systems with some opposing features have evolved in the advanced economies , namely the insider system and the outsider system . This is because taxes on workers wages are the central revenue source for the Social Security system .