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Suggest possible solutions such as a temporary reduction of your payments , skipping a few payments and tacking them on at the end of a loan , skipping a few payments and paying them off over a few months , dropping late fees and other charges or even rewriting a loan . While doing the book tour , and during subsequent speaking engagements , I was quite taken with the fact that people could n't seem to get their heads around the idea that teenagers could have depression . In coming months , we will add a list for caecilians . Prior to establishing a receivable on the agency financial records , each agency must consider statutory and regulatory authority applicable to the debt in order to determine if the agency has a legal right to subject the debt to the collection provisions of this Circular . The Myanmar Program has resulted in a network of wildlife biologists dedicated to understanding and conserving Myanmar ’ s biodiversity , numerous published discoveries , and most importantly , an emerging cadre of young Myanmar wildlife biologists . Before clicking the Finish button , you can move the shape , edit its vertices , or you can delete it and redraw it . " The famous paleontologist , Roy Chapman Andrews , recounted his expeditions to the Gobi Desert in the 1920s , when he made many new discoveries , including the first-ever dinosaur eggs . Keep records of the causes of differences and analyze monthly to see if the same conditions are recurring ; i.e ., differences between months , missed bank-cutoff times , failure to get copies of the documents , bank-processing errors , your agency reporting / processing errors , or Treasury errors . Undifferentiated Somatoform Disorder is characterized by unexplained physical complaints , lasting at least 6 months , that are below the threshold for a diagnosis of Somatization Disorder .