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It is affected by a combination of the health condition , personal and work / organisational factors . Again , this is consistent with the June 2003 year results , which also recorded the lowest levels of total , personal and business-related expenditure in the March quarter.At the aggregate level , personal expenditure was more than four times that of business expenditure for the year ended June 2004 . God and the Academy will explore academic integration - - the relationship between various disciplines and the Christian faith , how to develop a Christian worldview , personal and professional development , and apologetics . Complete tax code reform , personal and corporate .