All right, and about receiving the benefits, what if I don't have a bank account to receive these?
Then you must open an account before you can sign up for Direct Deposit. You should shop around in your area to find an account that has the features you want at a price you can afford.
What if I didn't receive any benefits yet, but I was planning to apply?
Then you should tell the Social Security representative when you apply for benefits that you want to sign up for Direct Deposit.