Lets go back to age and when it's best to get benefits?
Yes, back to that . There is no " best age ", it's your choice. You should make an informed decision about when to apply for benefits based on your individual and family circumstances .
Should I just put it off for some time and not apply?
Yes, it's up to you, But if you need to sign up for Medicare but you do not ,your Medicare coverage may be delayed and cost more .Please read the general and special enrollment period information on page 12 of our Medicare booklet to find out what may happen if you delay .