What is simplifying repayment with consolidation?
You may want to combine your multiple federal student loans into a single direct consolidation loan to simplify repayment. There may be trade-offs, so understand the advantages and potential disadvantages of consolidation before submitting the application.
What steps should I take to successfully repay my federal student loan and avoid default?
Understanding your loan agreement, staying on top of your loan information, and making sure to contact your loan servicer if you're having trouble making payments can help you avoid default.