Why do banks have to profit at higher interest rates on Canadian consumer and retailer exchange rates during COVID-19?
Mr. Chair, I think it's important to clarify that banks have come forward and given deferrals to customers in trouble and cut their interest by half  Mr. Brian Masse: Not on credit cards.  Hon. Bill Morneau: and that's been important on credit cards.
There's time for one more short question. Go ahead, Mr. Masse.
Will the minister use his powers if the banks continue to charge Canadian consumers interest rates that are higher than Vancity's?