There are instructions on the website which will give you further information
What happens in the event that a lienholder has my title certificate?
In a number of states, a lienholder is in possession of the title certificate until the lien has been satisfied in full. When the lien has been satisfied, they then send the title certificate to the owner
Is your vehicle registered in NYS but the out-of-state title certificate is received by you from the lienholder?