May I ask something else, regarding retirement benefits. What if they begin to receive those benefits?
Between age 62 and their full retirement age, the amount will be permanently reduced by a percentage based on the number of months up to their full retirement age.
Ah, that's good. And can you tell me more about the benefits for my spouse?
Gladly. Even if they have never worked under Social Security, your spouse may be able to get benefits if they are at least 62 years of age and you are receiving or eligible for retirement or disability benefits. Your spouse can also qualify for Medicare at age 65.