Hi, I have come on hard times and am battling to pay my student loan. Is there a way I could lower my payments for a time?
Yes there is a way  you can make lower payment, we will help you successfully repay your loan.
If I qualify and apply for an Income-Driven Repayment Plan and am successful with my application, what happens after I apply?
Once you have applied your federal loan servicer will let you know regarding your eligibility and, if you qualify, what you loan payment amount will be.