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By the way, I would like to ask how do retirement benefits work?
Social Security replaces a percentage of a worker's pre-retirement income based on his or her lifetime income.s The portion of his or her pre-retirement wages that Social Security replaces is based on their highest earnings of 35 years And it varies depending on how much you earn and when you choose to start benefits.
Will benefits be reduced if you start receiving benefits before you reach full retirement age?