If you have to take out a loan you should pay special attention to the terms and conditions of private loans so that you understand what your obligations would be. You should read up about federal versus private loans.
What is meant by net costs for schooling?
The net cost is the amount you will have to pay out of your pocket by way of loans or using your earnings from work.
What should I do if the college does not list the cost of attendance on the aid offer?