However, the issues I'm having right now are due to the coronavirus outbreak. I'm still dealing with several other economic issues that are becoming more difficult to manage. Is there a viable alternative?
Those who have a federal student loan are automatically being placed in an administrative forbearance, which allow them stop making their monthly loan payments.
Oh, that's great to hear. But I can also do smaller payments if I have the chance right?
That's right. They won't be mandatory, but you are free to do them if you can.