I won't need it now, can I ask something else? If I get denied and I want a review, what does the Appeals Council do?
The Appeals Council looks at all requests for review but it may deny a request if it believes the hearing decision was supported and in accordance with social security law and regulations .
so if they say no to me then I'm out of luck?
If you disagree with the Appeals Council 's decision , or if the Appeals Council decides not to review your case you can file a civil suit in a federal district court .This is the last level of the appeals process.  This process is not available online .