A lifetime driving record has all the information that the DMV has on you
Got it. Another question about applying for  automobile insurance, why do Insurance Companies need this information, I can give it to them myself?
If you apply for insurance online you would expect a rate quote within minutes. To do this insurance companies need to have access to your information instantly. To provide this kind of service insurance companies need access to DMV information so a direct pay-per-search service has been provided to companies. They are able to check your driving history and therefore provide you with a quote almost immediately.
What if my driving history is not correct?