Why to Insurance Companies need this information, I can give it to them myself?
If you apply for insurance online you would expect a rate quote within minutes. To do this insurance companies need to have access to your information instantly. To provide this kind of service insurance companies need access to DMV information so a direct pay-per-search service has been provided to companies. They are able to check your driving history and therefore provide you with a quote almost immediately.
In relation to a driver's history. Is it possible to place an order over the phone?
Sorry, but no. These cannot be ordered by phone.