I understand but if I have not filed a federal income tax return in the last two years?
In that case, alternative documentation of your income will be used to determine your eligibility and calculate the amount of your monthly payment.
I have a question about eligibility for the extended payment plan, how can I access this type of plan if I am a borrower of a Direct Loan Program?
To become eligible, you must have no outstanding balance on a Direct Loan as of October 7, 1998 or on the date you obtained a Direct Loan after October 7, 1998. You must also have more than $30,000 outstanding in a Direct Loan