Yes there is a way  you can make lower payment, we will help you successfully repay your loan.
If I qualify and apply for an Income-Driven Repayment Plan and am successful with my application, what happens after I apply?
Once you have applied your federal loan servicer will let you know regarding your eligibility and, if you qualify, what you loan payment amount will be.
I'd like to ask you another question about student loans. What are the requirements for a deferment?