Is there any way that I can avoid having 15% of my wages garnished when dealing with loan collections?
One way to avoid this is to come to an agreement with the ED and negotiate better repayment terms for you which are acceptable by the ED or the private collection agency. You must ensure that the ED receives the first payment that is due no later than 30 days from the date of garnishment
Is there anywhere that I can learn more about companies seeking fees to get my loan out of default?
You should read our blog post called "Don't Be Fooled; You Never Have to Pay for Student Loan Help"