You should pay extra attention to the terms and conditions on private loans so you will understand what obligations you would have and also read about federal versus private loans.
I also need to know about Work-Study.  How is is paid?  Is direct deposit to my account an option?
Yes, they can send your payments directly to your bank account
Do you have any information on where can I know the details if the school's financial aid package does not include the cost of attendance in their student aid?