In that case you may not be eligible for VA benefits.
You will need a COE Eligibility Certificate to demonstrate to your lender that you qualify for this benefit.Find out if you can get a COE.  Please note that you will also need to meet the credit and income requirements of your lender to obtain a loan.
I need VA financial counseling since I already have a secured loan but have trouble paying my mortgage
We can help you avoid foreclosure and keep your home. want to learn about VA financial counseling