By the way, regarding avoiding foreclosure, could you explain to me what a "deed in lieu of foreclosure" is?
A deed in lieu of foreclosure allows you to avoid the process of foreclosure by signing over the deed the servicer and the servicer then owns the home.
Can the VA technicians help me figure out what is best for me because I am confused?
Yes, our VA technicians will help you find out what is the best option by calling 1-877-827-3702.