You will need to make a full monthly payment each month, within 20 days of the due date, for nine consecutive months. Your required monthly payment amount is determined by your loan holder.
I was laid off last year and started a new job two months ago. Will my wages continue to be garnished?
This is definitely something that you should bring up at the hearing. Since you have been employed for less than 12 months after having previously been involuntarily separated from your employment, it may be ruled that your wages cannot be garnished at this time.
Sure.  I'll have to inquire about the Federal Perkins Loan Program now. Where can I get more details on this?