Yes, I am.
In that case a general forbearance may be granted for no more than 12 months at a time.
Do I have any other options if I have trouble paying my loan?
Yes. A better option might be to change to an income-driven repayment plan. Income-driven repayment plans base your monthly payments on your income and family size. In some cases, your payment could be as low as $ 0 per month.