What if I have a Direct Consolidated Loan or FFEL Consolidated Loan?
In this instance, the length of the repayment period will depend on the amount of borrowing that is outstanding, known as your total education loan indebtedness, this debt includes any student loan debt you may have that is joined to your consolidation loan
What is included in borrowing that is not part of a Consolidation Loan?
This would include any federal loan that you would have that is not included in the consolidation loan, or any private student loan that you may have availed of