Alright. The plus credit counseling is required if the u.s. department of education has informed you that you have an adverse credit history and have obtained and endorser or documented to the satisfaction of the u.s. department of education that there are extenuating circumstances related to your adverse credit history.
Also if you are a plus credit counseling you can complete voluntarily at any time, did you knew that?
No, I wasn't aware of  that. But that's great to know.
And there is any other type of counseling?