That's all very interesting and all, but I have a whole other question. What if I have placed a security freeze on my credit file?
In that case you must lift or remove the freeze at each credit bureau before you continue. Your application will not be processed if you have a security freeze.
By the way, can the direct plus loan applications vary, depending on the school? I saw two and they looked different.
Yes. Some schools may have a different process for obtaining the additional information needed to process your Direct PLUS Loan application.