This is definitely something that you should bring up at the hearing. Since you have been employed for less than 12 months after having previously been involuntarily separated from your employment, it may be ruled that your wages cannot be garnished at this time.
Sure.  I'll have to inquire about the Federal Perkins Loan Program now. Where can I get more details on this?
I can show you where to go for information about your Perkins Loan
Ok thanks for the warning,. something else I would like to have more understanding of loan transfers, could you help me?