What should I do if I get less income due to the current crisis?
You can apply to have your current IDR plan recalculated. You don't have to wait until your annual recertification is due.
That's reassuring. And why should I apply for an income-driven repayment plan?
An income-driven repayment (IDR) plan can make your payments more affordable because they are based on your income. Under an IDR plan, payments may be as low as $0 per month. You can estimate your monthly payments using the Loan Simulator.