What happens if I do not get enough credits?
We will not be able to give you benefits when you don't make enough credit and we use the amount of credits you earned to determine your eligibility for retirement or disability benefits.
will the amount of earnings to make a credit change?
Yes, it could change from year to year; but in 2020 you will earn one credit per every $1,410 each year and in turn must make $5,640 to get your full four credits.