The only income-driven plan you can choose is the Income-Contingent Repayment Plan (ICR).
I also want to ask about the loan agreement, what can I do to avoid non-compliance?
Take the time to fully understand your loan agreement and the types of loans you are receiving. It is also important that you do not borrow more than you need or more than you expect to be able to pay
Now I have a completely unrelated concern about the annual deadline. Are there any consequences if I don't re-certify my annual income and family size by the deadline?