Is this like a number that represents how much money they have left to spend ? OK , h well I mean how is it different from user finance ?
Um the finance is sort of here thought of as  as the financial policy a person carries out in his life , he  is he cheap , average , or spendy ?
Alright.
And um I didn't come uh maybe a user I don't know , I didn't want to write greediness , but