What about the work test? What do I need to consider during my work test?
Remember that your work does not have to fall within a certain period. The table only provides an estimate of how many work credits you need. It does not cover all situations.
I'd like to know if I cannot apply for retirement benefits online, is it possible to apply through the phone or do I need to go to Social Security office?
Yes, you can call and apply by phone.   You can call at 1 - 800 - 772 - 1213 ,  or TTY 1 - 800 - 325 - 0778 from 7 AM to 7 PM Monday through Friday