What happens if I delay my benefits until after full retirement age?
If you wait to delay benefits until after full retirement age you may be eligible for delayed retirement credits that would increase your monthly benefit, which is something to consider.
What are some of the pros and cons to taking your benefits before full retirement age?
The pros of collecting your benefits before full retirement age are that you collect your benefits for a longer period of time.  The cons are that your benefit will be reduced.