Gladly. As you might know, some members of your family may also qualify to receive benefits on your record. Your spouse or child may receive a monthly payment of up to one - half of your full retirement benefit amount. These payments will not decrease your retirement benefit.
I see. What if one of my children also qualifies for benefits?
Well, there is a limit to the amount we can pay your family. The total depends on your benefit amount and the number of family members who also qualify on your record.
Will the fact that I have not yet reached full retirement age and make more than the yearly earnings allowed affect my benefits?