If you are also eligible for retirement benefits but have n't applied yet ,  you have an additional option .You can apply for retirement or survivors benefits now and switch to the other higher benefit at a later date
Also, what if the adult child is already receiving some SSI or disability benefits on their own record? are there more benefit options?
benefits may be payable on a parent 's earnings record . Higher benefits might be payable and entitlement to Medicare may be possible
Is there a phone number I could use to get this benefit information if I have hearing issues?