Not at all.  It is a very simple process. Most people just need about 20 or 30 minutes to successfully complete the counseling session.
Wow, not much time. I like that. So, what kind of documentation do i need to gather for counseling?
Not much as you think. Only necessary document you'll need is your FSA ID.
Really? That's wonderful. So, just checking, this option is mainly for preparation for repay loans, isn't?