That would be correct. If you happen to retire before full age of retirement, then your benefit amount as a spouse get reduced. Of course, it has to do with your age, and in that regard, maximum reduction can hit 30 percent, at age of 62.
Umm seems a little complicated. What can i do if i need more information?
You can call to any of our free toll numbers or yo can contact your nearest Social Security ofiice, for more information.
Ok, i'll do that. Now, what can i do if in any case, i don't have access to my spouse estimates or records?