Alright, then I guess I'll check there. What options do I have if I had a decrease in income?
You can apply to have your current IDR plan recalculated. You don't have to wait until your annual recertification is due.
I see. Is there a way to get temporary relief?
A deferment or forbearance allows you to temporarily stop making your federal student loan payments or temporarily reduce your monthly payment amount. This may help you avoid default.