On a somewhat related note, Extended Repayment Plan or through loan consolidation If I don't want to use an income-driven repayment plan, is there any other options?
You would need to contact your loan servicer and discuss repayments options such as extending our repayment period or temporarily suspend your repayment through deferment or forbearance.
This reminds me of My Federal Student Aid. What is the procedure for making these payments?
It is noteworthy that you never have to pay for aid.