Delayed Retirement credits are increased by a percentage based on your birth year and if you took your retirement benefits beyond full retirement age.
May I ask something else, regarding retirement benefits. What if they begin to receive those benefits?
Between age 62 and their full retirement age, the amount will be permanently reduced by a percentage based on the number of months up to their full retirement age.
Ah, that's good. And can you tell me more about the benefits for my spouse?