The Standard Repayment Plan gives you the benefit of paying off your loans in a shorter amount of time, so that you pay the least amount of interest on your loan.
What does applying for an income-driven repayment plan allow me to do?
Completing the application allows you to select an income-driven repayment plan by name or  request that your loan servicer determine what plan you qualify for. The loan servicer would then place you on the plan with the lowest monthly payment.
All right, regarding eligible federal loans, for the repayment plan, are the loans that are subsidized by the Direct Loan Program eligible?