You have to make 120 qualifying monthly payments so it will take at least 10 years before you can qualify.
May I ask another question about Direct PLUS Loans? What is the maximum amount that I can borrow?
The maximum PLUS loan amount you can borrow is the cost of attendance at the school your child will attend minus any other financial assistance your child receives. The cost of attendance is determined by the school
Do you know if I'm qualified for some kind of financial assistance if I want to work while I study?