For federal student loans the grace period is after you graduate, leave school, or drop below half-time, you would have a six month grace period and sometimes 9 months for Perkins Loans.
Do I really have a grace period of six month?
Yes, you have a six-month grace period before you have to start paying back your student loans and nine months if you have a Perkins Loan.
What loan servicers are used to make payments to?