What happens with interest accrual of my loans if I have $30000 balance and an interest rate of 6% while in forebearance for a year after i enter repayment?
You would accrue $1800 on your loans.
Could I consider another repayment option other than deferment or forbearance?
It could be worth looking at another plan such as an income-driven repayment plan before you choose forebearance or deferment.