what do I do if I have insurance but you tell me that I don't have it?
You need to follow the instructions in the letter and contact your company or agent about the problem.  Ask your insurance company to file a notice of coverage with the DMV electronically.
what about the letter that says my license is suspended, how do I take care of that?
You need to follow the instructions in the letter and contact your company or agent about the problem.  Ask your company to file a notice of coverage with the DMV electronically.