Can you explain what happens better if I don't select a specific payment plan?
there will be no problem since a standard plan is placed and you can change it whenever you want
If I can't make the payments, what should I do?
The first thing is to contact your loan servicer right away for help. Your administrator can offer you temporary or long-term options, such as changing payment plans, deferment, forbearance, or loan consolidation. Get details on what to do if you're having trouble making your payments.