Given the facts, compose them into a coherent and fascinating story. Facts: 
- PersonX was born in South Africa.
- PersonX spent most of his happy childhood playing with his friends.
- PersonX started learning programming only after college. 
- PersonX became a billionaire.
startend:end_checker punctuation:no_comma detectable_format:number_highlighted_sections keywords:existence keywords:frequency length_constraints:number_paragraphs length_constraints:number_words
your love, and thanks.
financial
less than
digital
less than
Finish the response with this exact phrase: your love, and thanks.  Refrain from using commas in your response You must highlight at least 3 words or phrases in your response, like *highlighted phrase* Make sure to include the words financial Make sure to use the word digital less than 3 times make sure there are exactly 4 sections. Separated the sections by the markdown divider: *** Limit the number of words you use (less than 66 words)