The post office was the last holdout; it closed in 1914. After 50 years of settlement, most of Cotswold's pioneers were gone.
The Cotswold Cheese factory (Minto and Arthur Cheese and Butter Manufacturing Company Limited) opened in 1881 and was successful in its 30  years of business, but was still only a marginal operation. Records show a change in ownership of various businesses (possibly due to low profits).