The 20-point agreement, or the 20-point memorandum, is a list of 20 points drawn up by North Borneo, proposing terms for its incorporation into the new federation as the State of Sabah, during negotiations prior to the formation of Malaysia.
The 20-point proposal, or the 20-point document, is a collection of 20 conditions presented by North Borneo for joining the new federation as the State of Sabah, during discussions preceding Malaysia's creation.