It has a scoring range starting at 1 (low) and ends at 600 (high) with lower scores being a greater risk for filing for bankruptcy within the next 2 years. Most credit card issuers do not disclose the use of BNI on a letter of denial and it is difficult for consumers to know their score.
The scoring range of this system starts at 1 (low) and goes up to 600 (high), with lower scores indicating a higher risk of bankruptcy within the next two years. Most credit card issuers do not disclose how they use BNI on a denial letter, making it difficult for consumers to understand their score.