On July 4, 2009, Element Federal Credit Union (formerly WV United FCU)) became the first financial institution to deploy a smartphone app for mobile check deposit. USAA closely followed launching a mobile application in collaboration with Mitek Systems in August 2009. Several other banks began accepting mobile deposits in the early 2010s as the technology became more popular.
In July 2009, Element Federal Credit Union (formerly WV United FCU) was the first financial institution to launch a smartphone app for mobile check deposit. USAA followed suit shortly after, launching its own app in collaboration with Mitek Systems in August 2009.  As the technology became more widely adopted, other banks began accepting mobile deposits in the early 2010s.