If there is no response and if there is proof that the claim has been served the recipient, the Authority is empowered to announce an enforceable verdict, which can be used for foreclosure. If the respondent disputes a debt claim, the claim must be tried by a court in a civil lawsuit.
If there's no reply and proof shows the claim was sent to the recipient, the Authority may issue an enforceable ruling that can be employed for foreclosure. Should the respondent challenge a debt claim, it must go through a court process in a civil lawsuit.