Harold meets him to collect the proceeds - only to find out that all of the insurance money is to go to a lover that Albert met in 1949 while Harold was in the army in Malaya. A furious Harold asks why he did not have the policy amended, but Albert's only excuse is "I forgot."
Harold encounters Albert to collect the earnings - only to discover that all of the insurance funds are going to a lover that Albert met in 1949 while Harold was serving in Malaya. A furious Harold demands an explanation for why he didn't revise the policy, and Albert's sole excuse is "I forgot," implying a lack of attention or care.