Initially, the adópengő was only an accounting unit used by the government and commercial banks; later, bonds and savings certificates denominated in adópengő were also issued for the public and replaced pengő notes in circulation.
At first, the adópengő served only as an accounting unit utilized by the government and commercial banks; subsequently, bonds and savings certificates denominated in adópengő were released for the general public to use, replacing pengő notes that circulated.