Some countries, such as Australia, have established significantly lower interchange fees, although according to a U.S. Government Accountability Office study, the savings enjoyed by merchants were not passed along to consumers. The fees are also the subject of several ongoing lawsuits in the United States.
Countries like Australia have established considerably lower interchange fees, but a U.S. Government Accountability Office study found that these savings did not benefit consumers. These fees are also at the center of numerous lawsuits in the United States.