Bhulabhai Desai was born in Valsad, Gujarat. Initially schooled by his maternal uncle, Bhulabhai further studied at the Avabai School in Valsad and the Bharda High School in Bombay, from where he matriculated in 1895, standing first in his school.
Bhulabhai Desai's educational journey began with his maternal uncle's tutelage before continuing at the Avabai School in Valsad and the Bharda High School in Bombay, culminating in his graduation as top of his class in 1895.