Penniless, homeless, and with a widowed mother, and an unwed sister, he re-locates near a hill station, to begin life anew and works as labour in an orchard. It is there he finds out that his financial ruin did not take place by chance, but it was a deliberate and deceptive plot to rid him of his riches.
He finds himself destitute, without a family home, and with a mother and sister in need, so he moves to a hill station to start over. There, he discovers that his financial misfortune was not an accident, but rather a deliberate and deceitful plot to deprive him of his riches.