The legend claims that he was a coal stoker on Titanic, and survived after she sank on her maiden voyage on 14 April 1912. Two years later, on 28 May 1914, Frank was allegedly aboard Empress of Ireland when she collided with the Norwegian collier  in the Saint Lawrence River. This disaster was considered the worst peacetime maritime disaster in Canadian history, and Tower was one of only 465 of the 1,477 aboard to survive.
The legend states that he was a coal worker on Titanic, and he survived after she sank on her maiden voyage on 14 April 1912. Two years later, on 28 May 1914, Frank was supposedly among those on board Empress of Ireland when it collided with the Norwegian freighter  in the Saint Lawrence River. This disaster was considered one of the most severe maritime accidents in Canadian history, and Tower was one of only 465 of the 1,477 aboard to survive.