Months later, Crowder obtained an estimate for a contractor to demolish the boathouse. He then submitted that document to his insurance company, including a cheque number for a payment that had never been made, claiming reimbursement for work that had never been completed. Relying on Crowder's submissions, his insurer directed three cheques to him personally: $11,074 for the demolition work, which he had done himself with some assistance; $6,750 for the loss of the cedar-strip canoe and fridge; and $84,185.01 for the loss of the boathouse.
Months afterwards, Crowder obtained an estimate from a contractor to dismantle the boathouse. He then submitted that document to his insurance company, including a cheque number for a payment that had never been made, claiming compensation for work that had never been completed. Based on Crowder's submissions, his insurer directed three cheques to him personally: $11,074 for the demolition work, which he had done himself with some assistance; $6,750 for the loss of the cedar-strip canoe and fridge; and $84,185.01 for the loss of the boathouse.