The 20-point agreement, or the 20-point memorandum, is a list of 20 points drawn up by North Borneo, proposing terms for its incorporation into the new federation as the State of Sabah, during negotiations prior to the formation of Malaysia.
The 20-point agreement, or the 20-point memorandum, is a set of 20 points compiled by North Borneo, outlining terms for its inclusion in the new federation as the State of Sabah, during negotiations preceding Malaysia's formation.