The community initially consisted of acreages, with an active community association since the 1970s; intended urbanization was supposed to begin in the 1990s, however, due to drainage, it was pushed to the 2000s. In the mid 2000s, urbanization of the region began and, today, Saddle Ridge primarily refers to the urban community that has developed around the commercial hub formed by Saddletowne Circle, although a number of acreages remain.
Initially, the community consisted mainly of rural properties with a strong community organization dating back to the 1970s. Initially planned for urbanization in the 1990s, it was delayed until the 2000s due to drainage concerns. By the mid-2000s, urban development began, and today Saddle Ridge refers to the urban area centered around Saddletowne Circle, with some remaining rural properties.