Marquette brought suit against First National, claiming the interest rate charged Minnesotan customers using First National credit card services (VISA), though legal in Nebraska, exceeded the interest rate allowed under Minnesota state law. Marquette was also issuing cards but did not exceed the interest rate permitted by the law in the cardholder's state.
Marquette sued First National for charging higher interest rates to Minnesotan customers using their credit cards (VISA), which were legal in Nebraska, but exceeded Minnesota's state laws on interest rates. Marquette was also issuing its own cards and did not exceed the allowed interest rate in the cardholder's state.