An HDHP's total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) can't be more than $7,500 for an individual or $15,000 for a family.
The annual maximum out-of-pocket expenses for an HDHP are capped at $7,500 for individuals and $15,000 for families, covering costs such as deductibles, copays, and co-insurance.