The legend claims that he was a coal stoker on Titanic, and survived after she sank on her maiden voyage on 14 April 1912. Two years later, on 28 May 1914, Frank was allegedly aboard Empress of Ireland when she collided with the Norwegian collier  in the Saint Lawrence River. This disaster was considered the worst peacetime maritime disaster in Canadian history, and Tower was one of only 465 of the 1,477 aboard to survive.
The legend asserts that he was a coal burner on Titanic, and survived after she sank on her maiden voyage on 14 April 1912. Two years later, on 28 May 1914, Frank was reportedly aboard Empress of Ireland when it collided with the Norwegian collier  in the Saint Lawrence River. This calamity was considered the most severe peacetime maritime disaster in Canadian history, and Tower was one of only 465 of the 1,477 aboard to survive.