How can students apply for a Graduate Plus Loan, and what options are available if they are denied due to adverse credit?
Students can apply for a Graduate Plus Loan by completing various steps, including credit counseling. If denied due to adverse credit, options include adding an endorser or filing an appeal with the Department of Education.
Below is an instruction that describes a task. Write a response that appropriately completes the request.

### Instruction:
How can students apply for a Graduate Plus Loan, and what options are available if they are denied due to adverse credit?

### Input: Not applicable

### Response:
Students can apply for a Graduate Plus Loan by completing various steps, including credit counseling. If denied due to adverse credit, options include adding an endorser or filing an appeal with the Department of Education.<|im_end|>