What are the benefits of the Federal Direct Unsubsidized Loan, and how much can students borrow?
The Federal Direct Unsubsidized Loan offers benefits such as a fixed annual interest rate, a sixmonth grace period, and deferment options. Students can borrow up to 20,500 per academic year.
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### Instruction:
What are the benefits of the Federal Direct Unsubsidized Loan, and how much can students borrow?

### Input: Not applicable

### Response:
The Federal Direct Unsubsidized Loan offers benefits such as a fixed annual interest rate, a sixmonth grace period, and deferment options. Students can borrow up to 20,500 per academic year.<|im_end|>